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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.87 (1813 reviews)

View other 118 118 Money products

4.90

Based on 1,813 reviews, last reviewed 4th Nov 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Fantastic .

Application process was seamless. Credit limits managed sensibly. Great customer service when you call. can’t recommend highly enough Reviewed on: 15th April 2025

Quick and easy to complete the forms.

Quick and easy to complete the forms. Money was in my bank quickly after approval. Had no issues whatsoever, would definitely recommend 118118 money to anyone who needs a loan. Reviewed on: 15th April 2025

Very fair and amazing company to work with

They have helped me so much with my finances and helped me when I forgot my pin over all a really good company and very fair Reviewed on: 15th April 2025

The best customer service and they provide you money...

The best customer service and they provide you money in instant they are a wonderful team Reviewed on: 15th April 2025

Very quick and easy and simple to use didn’t have to...

Very quick and easy and simple to use didn’t have to wait long for the money to be in my account Reviewed on: 15th April 2025

Quick turnaround

No problems. Simple process. Easy to do. Quick outcome. No worries. Reviewed on: 15th April 2025

Very easy to navigate and money was in bank very qui...

Very easy to navigate and money was in bank very quickly me was a great rate I got also, highly recommend to anyone who is after a short term loan. Reviewed on: 15th April 2025

Urgent Car Repair - 118 to the rescue

I unfortunately had a large Car Repair Bill and just did not have the money in order to fix my Car. 118 made it so easy, I had my money within 1 hour of the Application and my Car repair headache was gone! Reviewed on: 15th April 2025

Excellent.

Very good. Very easy to understand statements and payment schedules. Reviewed on: 15th April 2025

I have both a credit card and a loan through 118 118.

I have both a credit card and a loan through 118 118. Customer service is impeccable. App runs smoothly. All transactions run smoothly. Excellent all round. Reviewed on: 15th April 2025

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