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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

It was ExeMrcellentgood and refreshing

It was Execellentgood and refreshing Reviewed on: 20th April 2026

Best ever

Best ever love it and glad I used it Reviewed on: 20th April 2026

very good

A beautiful and reliable experience. Reviewed on: 20th April 2026

Excellent card and loan - very pleasant and helpful...

Excellent card and loan - very pleasant and helpful staff 10 out of 19 Reviewed on: 20th April 2026

Very reliable and helpful and polite in all areas an...

Very reliable and helpful and polite in all areas and understanding Reviewed on: 20th April 2026

Easy to apply for and quick decision

Easy to apply for and quick decision Reviewed on: 20th April 2026

Excellent company would recommend

Fast application, quick decision and the app is easy to understand. Can’t fault 118118 on any aspect. Reviewed on: 20th April 2026

I found the loan rate very good for someone like mys...

I found the loan rate very good for someone like myself who doesn’t have a great rating. Very fair and transparent Reviewed on: 20th April 2026

Reliable and fast responses always helpful and sorte...

Reliable and fast responses always helpful and sorted issues straight away Reviewed on: 20th April 2026

Quick and Easy

It was a quick and easy application and approval process. In no time I had the money in my account and ready to use. The repayments are flexible and as advertised with no unexpected surprises Reviewed on: 20th April 2026

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