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118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Excellent service and really friendly

5
Excellent service and really friendly Reviewed on: 15th April 2025

Very easy and quick, thank you.

5
Very easy and quick, thank you. All done online so not spoken to customer services. Reviewed on: 15th April 2025

Easy to apply,and really easy to use app

5
Easy to apply,and really easy to use app Reviewed on: 15th April 2025

Great service instant decision.

5
Great service instant decision. Funds transferred nearly instantly Reviewed on: 15th April 2025

Never forget

5
My life saver. Got it on right time . Reviewed on: 15th April 2025

118 are brilliant

5
I applied for an emergency loan and was accepted within minutes. No award questions and the money was paid into my account straight away Reviewed on: 15th April 2025

Easy process

5
Online application process was easy and understandable with a very quick response Reviewed on: 15th April 2025

I found very easy and fast the process to apply for...

5
I found very easy and fast the process to apply for a loan ,when my credit score wasn't so good.In the evening I aplly and next day in the morning the money was in my account. Save my problem. Thank you Reviewed on: 15th April 2025

The process to acquire your loan is straight forward...

5
The process to acquire your loan is straight forward and easy, you will receive your money in less than 5 minutes in your account. Reviewed on: 15th April 2025

Fast and very good and very satisfied

5
Fast and very good ,very happy and satisfied happy .I was stuck and 118 118 money sorted me well. Very recommend Reviewed on: 15th April 2025

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