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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Easy to apply for and speedy delivery of money into...

Easy to apply for and speedy delivery of money into account. Very competitive rates. Would definitely apply for another if it was required Reviewed on: 15th April 2025

Easy to apply, prompt payment, easy to talk to someo...

Easy to apply, prompt payment, easy to talk to someone when needed Reviewed on: 15th April 2025

Excellent service and really friendly

Excellent service and really friendly Reviewed on: 15th April 2025

Very easy and quick, thank you.

Very easy and quick, thank you. All done online so not spoken to customer services. Reviewed on: 15th April 2025

Easy to apply,and really easy to use app

Easy to apply,and really easy to use app Reviewed on: 15th April 2025

Great service instant decision.

Great service instant decision. Funds transferred nearly instantly Reviewed on: 15th April 2025

Never forget

My life saver. Got it on right time . Reviewed on: 15th April 2025

118 are brilliant

I applied for an emergency loan and was accepted within minutes. No award questions and the money was paid into my account straight away Reviewed on: 15th April 2025

Easy process

Online application process was easy and understandable with a very quick response Reviewed on: 15th April 2025

I found very easy and fast the process to apply for...

I found very easy and fast the process to apply for a loan ,when my credit score wasn't so good.In the evening I aplly and next day in the morning the money was in my account. Save my problem. Thank you Reviewed on: 15th April 2025

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