Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4599)

Very good would definitely recommend.

5
Very good would definitely recommend. Very reliable Reviewed on: 11th April 2026

Was very easy to apply for a line had one before pai...

5
Was very easy to apply for a line had one before paid into my bank account very quickly Reviewed on: 11th April 2026

Well the application is straightforward .

5
Well the application is straightforward . However the interest rate is a bit high Reviewed on: 11th April 2026

Very high interest rates, its not customer friendly...

3
Very high interest rates, its not customer friendly rates Reviewed on: 11th April 2026

No Hassle Loan Application was processed.

5
My Loan Application was processed swiftly through their app. Reviewed on: 11th April 2026

Great service was very easy to use

5
Great service was very easy to use Reviewed on: 11th April 2026

Great experience

5
Really easy to use very well explained Reviewed on: 11th April 2026

Great service and support when needed

5
Great service and support when needed Reviewed on: 11th April 2026

Fast ,service

5
Was easy to fill out the forms online, once accepted money was in the account within minutes. Every thing is explained in detail .Easy to set up a dd for repayments. Reviewed on: 11th April 2026

Easy application good value for money

5
Easy application good value for money Reviewed on: 11th April 2026

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review