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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I needed help some moThank you for your helpnth ago.

5
I needed help some month ago. I have never thought but it was easy and so quicly. I got the decesion in some hour and the money also. They are always very polite and effective. Thank you. Reviewed on: 11th April 2026

Quick and easy application.

5
Quick and easy application. Received money in bank quickly and low interest compared to other loans Reviewed on: 11th April 2026

All good happy with how it’s going

4
All good happy with how it’s going Reviewed on: 11th April 2026

I needed a loan to purchase a car

5
I needed a loan to purchase a car and 118 118 made the process so simple, i was approved in minutes and had the money in my account even sooner. Reviewed on: 11th April 2026

Had 2 loans from 118 almost paid off my second loan...

5
Had 2 loans from 118 almost paid off my second loan and I have never had any issues, would highly recommend Reviewed on: 11th April 2026

Fantastic company very easy to apply and fast payment

5
Fantastic company very easy to apply Reviewed on: 11th April 2026

Customer service

5
Customer service was very underhand I had a very smooth transaction experience. Reviewed on: 11th April 2026

118 Money is a total life saver.

5
118 Money is a total life saver. I and my family were in a very bad state financially and 118 Money came to the rescue. Much gratitude and appreciation to the team behind. Thank you. Reviewed on: 11th April 2026

Excellent service

5
Excellent service best platform to get quick loans and credit cards. Thank you for everything Reviewed on: 11th April 2026

I am an old client probably for the past 4-5 years.

5
I am an old client probably for the past 4-5 years. Customer service is fast and helpful. App is easy to use Reviewed on: 11th April 2026

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