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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118 best out there

118 lent to me when no one else would they laid ther trust in me and are an amazing company to be with Reviewed on: 11th April 2026

You are a good company, there have never been any pr...

You are a good company, there have never been any problems or hidden loopholes, everything has always been and is understandable Reviewed on: 11th April 2026

overall a great experience.

Easy to manage and overall a great experience. Effortless access to documents and applications to services are simple and informative. Reviewed on: 11th April 2026

Very good would definitely recommend.

Very good would definitely recommend. Very reliable Reviewed on: 11th April 2026

Was very easy to apply for a line had one before pai...

Was very easy to apply for a line had one before paid into my bank account very quickly Reviewed on: 11th April 2026

Well the application is straightforward .

Well the application is straightforward . However the interest rate is a bit high Reviewed on: 11th April 2026

Very high interest rates, its not customer friendly...

Very high interest rates, its not customer friendly rates Reviewed on: 11th April 2026

No Hassle Loan Application was processed.

My Loan Application was processed swiftly through their app. Reviewed on: 11th April 2026

Great service was very easy to use

Great service was very easy to use Reviewed on: 11th April 2026

Great experience

Really easy to use very well explained Reviewed on: 11th April 2026

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