Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4599)

Excellent service

5
Excellent service, very helpful. Reviewed on: 11th April 2026

Urgently needed money

5
I was looking for loan. Not a big amount . One day i found 118 118 for loan. I need money instantly. I was suprised they approved my application sent to my bank account within 6 minutes. I am grateful to them. That time i need money urgently. I pay them back monthly installments abd it's affordable. Thanks a lot 118 118. Wish them good luck. Reviewed on: 11th April 2026

Nice and fast very good service and good products fo...

4
Nice and fast very good service and good products for customers I will back to this company and I will recommend in the future Reviewed on: 11th April 2026

Smooth an reliable

5
Smooth and reliable , easy application process, I will definitely recommend Reviewed on: 11th April 2026

Was really easy, just fill in a few questions, and t...

5
Was really easy, just fill in a few questions, and the money was in my bank within 2 hours. No phone call needed, no complicated questions, very quick and easy, and thats with my bad credit Reviewed on: 11th April 2026

quick processing time, good customer service when ne...

5
quick processing time, good customer service when needed, easy to change payment dates when required Reviewed on: 11th April 2026

Easy application.

5
Easy application. The app is a great help and very easy to navigate. Communication is great from the company. We are kept in the loop. Great offers as well Reviewed on: 11th April 2026

My experience

5
Absolutely brilliant company, gave me a loan would recommend Reviewed on: 11th April 2026

I recommend 118 118 personal loan

5
Excellent service, quick and hassle free. Would and do recommend to everyone Reviewed on: 11th April 2026

Easy payments and very friendly customer service

5
Easy payments and very friendly customer service Reviewed on: 11th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products