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118 118 Money: Personal loan reviews

4.88
Based on 4,599 reviews, last reviewed 8th May 2026
253400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

O dinheiro veio na hora certa e me ajudou muito. O dinheiro veio na hora certa e me ajudou muito. Reviewed on: 8th May 2026
Marlen L's avatar
Marlen L

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4599)

Easy to apply, quick answer and momney in account st...

5
Easy to apply, quick answer and momney in account straight away. No hassle. App easy to use an keeps up to date with every. Good correspondence from company and we'll inform on further services. Reviewed on: 11th April 2026

excellent i like it recommend mostly

5
excellent i like it recommend mostly Reviewed on: 11th April 2026

Easy peasy

5
Easy to apply and a quick decision Reviewed on: 11th April 2026

Top Notch

5
The application and verification did not take long and gave me peace of mind knowing everything was checked and processed safely. The money was then deposited into my bank account as soon as all checks were done and completed. So quick and easy. You actually use my track record of historical repayments as a criterion for a new loan. A very common sense approach. Reviewed on: 11th April 2026

Straightforward

5
Simple, clear, fair and straightforward Reviewed on: 11th April 2026

Excellent service.

5
Excellent service. Helped me with date changes, paid half of my monthly instalment at Christmas. Would highly recommend. Reviewed on: 11th April 2026

Very easy to deal with, strait forward communication...

5
Very easy to deal with, strait forward communications throughout the process, good customer service. Have delt with for many years and have had no issues. Would recommend to anyone if needed. Delt with companies like 118 118 before but not as easy to deal with. Reviewed on: 11th April 2026

Very decent rate and understanding customer service.

5
Very decent rate and understanding customer service. Ready to help when needed. Reviewed on: 11th April 2026

Loan with 118

5
They are really helpful when you need money, sorted me right out, couldn’t ask for a better loan Reviewed on: 11th April 2026

118 118 money is simple to use, the customer service...

5
118 118 money is simple to use, the customer service is unmatched in my opinion, I would recommend this to anyone. Reviewed on: 11th April 2026

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