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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

My experience

Absolutely brilliant company, gave me a loan would recommend Reviewed on: 11th April 2026

I recommend 118 118 personal loan

Excellent service, quick and hassle free. Would and do recommend to everyone Reviewed on: 11th April 2026

Easy payments and very friendly customer service

Easy payments and very friendly customer service Reviewed on: 11th April 2026

Easy to apply, quick answer and momney in account st...

Easy to apply, quick answer and momney in account straight away. No hassle. App easy to use an keeps up to date with every. Good correspondence from company and we'll inform on further services. Reviewed on: 11th April 2026

excellent i like it recommend mostly

excellent i like it recommend mostly Reviewed on: 11th April 2026

Easy peasy

Easy to apply and a quick decision Reviewed on: 11th April 2026

Top Notch

The application and verification did not take long and gave me peace of mind knowing everything was checked and processed safely. The money was then deposited into my bank account as soon as all checks were done and completed. So quick and easy. You actually use my track record of historical repayments as a criterion for a new loan. A very common sense approach. Reviewed on: 11th April 2026

Straightforward

Simple, clear, fair and straightforward Reviewed on: 11th April 2026

Excellent service.

Excellent service. Helped me with date changes, paid half of my monthly instalment at Christmas. Would highly recommend. Reviewed on: 11th April 2026

Very easy to deal with, strait forward communication...

Very easy to deal with, strait forward communications throughout the process, good customer service. Have delt with for many years and have had no issues. Would recommend to anyone if needed. Delt with companies like 118 118 before but not as easy to deal with. Reviewed on: 11th April 2026

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