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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very decent rate and understanding customer service.

Very decent rate and understanding customer service. Ready to help when needed. Reviewed on: 11th April 2026

Loan with 118

They are really helpful when you need money, sorted me right out, couldn’t ask for a better loan Reviewed on: 11th April 2026

118 118 money is simple to use, the customer service...

118 118 money is simple to use, the customer service is unmatched in my opinion, I would recommend this to anyone. Reviewed on: 11th April 2026

Very quick and easy to use, the app is really easy t...

Very quick and easy to use, the app is really easy to navigate Reviewed on: 11th April 2026

The process was quick and easy.

The process was quick and easy. Kept me updated Reviewed on: 11th April 2026

Very easy to apply and its explainrd

Very easy to apply and its explainrd Reviewed on: 11th April 2026

Amazing Experience

Great experience with 118 118 Money. They are always available to help when ever you them and that is very important. Reviewed on: 11th April 2026

Was simple and straight forward to apply for the loan.

Was simple and straight forward to apply for the loan. Considering my circumstances I got a decent rate and the money was in my bank account within a couple of hours after acceptance Reviewed on: 11th April 2026

very good and very easy to set up

very good and very easy to set up Reviewed on: 11th April 2026

Very easy, app easy to work, can see all the informa...

Very easy, app easy to work, can see all the information needed Reviewed on: 11th April 2026

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