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118 118 Money: Personal loan reviews

4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

excellence

5
very good experience with you ! offers fast and safe help Reviewed on: 15th April 2025

118 118 are really good when you have financial diff...

5
118 118 are really good when you have financial difficulties and I will recommend them to others as well Reviewed on: 15th April 2025

Recommend 100 %

5
I'm so pleased with 118 118 Money .Very fats delivery Reviewed on: 15th April 2025

Service like the 2 guys,fast and friendly

5
Fast friendly like the runners,offers are great,customer service immense, great that they keep in touch either changes,or offers,will be using these for a long time too come... Reviewed on: 15th April 2025

Amazing not had a problem with them

5
Amazing not had a problem with them Reviewed on: 15th April 2025

Very seamless and hitch free experience

5
Very seamless and hitch free experience. I can’t possibly ask for more Reviewed on: 15th April 2025

Very straightforward and no fuss needed.

5
Very straightforward and no fuss needed. Quick efficient service Reviewed on: 15th April 2025

Highly recommended: Simple, efficient and professional.

5
Simple, efficient and professional. What I like a lot about thus company is that they are very consistent in warning you about upcoming changes. This seriously helps me to keep track of my loan. Reviewed on: 15th April 2025

all round good experience

5
Easy to use on line. fast response to questions all round good experience Reviewed on: 15th April 2025

Fast , Easy and Reasonable rate.

5
I needed the money to pay for the rent as my Barclays payment is not working. My all the money stacked in one bank account. I immediately got the money transferred into my Halifax account. Good rate and within 10 min. Life saving loan. Reviewed on: 15th April 2025

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