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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Really good polite and friendly really good service

Really good polite and friendly really good service Reviewed on: 11th April 2026

Excellent service, fast, efficient and very helpful.

Excellent service, fast, efficient and very helpful. Everything explained and easy to understand. Reviewed on: 11th April 2026

Easy Application

It was all smooth and instructions were easy to follow. Reviewed on: 11th April 2026

I needed funds quickly for an expensive van part and...

I needed funds quickly for an expensive van part and 118 118 came to my rescue. The whole process was quick and easy Reviewed on: 11th April 2026

More likely to recommend 118 118 money:personal loan...

More likely to recommend 118 118 money:personal loan to people ,for they help me with loan when I needed it .They know that the people are more than their credit score, you will see the money in your account right after you submit your application and everything looks good. They are really a friend in need Reviewed on: 11th April 2026

Never had a problem with 118.

Never had a problem with 118. I have already recommended them to family and friends. Reviewed on: 11th April 2026

I'm very happy.

I'm very happy. Very recommended Reviewed on: 11th April 2026

Very easy to manage with the app on my phone and mon...

Very easy to manage with the app on my phone and monitor, simple and nice to use. Reviewed on: 11th April 2026

Very fast and easy to access a credit

Very fast and easy to access a credit Reviewed on: 11th April 2026

So easy to navigate.

So easy to navigate. The process of obtaining a short term loan was simple and easy, the payment was instant which was a huge help. And the repayments are easily manageable. The 118 app makes things so simple to keep a check on things, and keep up-to-date with payments. Reviewed on: 11th April 2026

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