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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4600 reviews)

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4.88

Based on 4,600 reviews, last reviewed 12th May 2026

253500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Easy and efficient It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4600)

Easy Application

It was all smooth and instructions were easy to follow. Reviewed on: 11th April 2026

I needed funds quickly for an expensive van part and...

I needed funds quickly for an expensive van part and 118 118 came to my rescue. The whole process was quick and easy Reviewed on: 11th April 2026

More likely to recommend 118 118 money:personal loan...

More likely to recommend 118 118 money:personal loan to people ,for they help me with loan when I needed it .They know that the people are more than their credit score, you will see the money in your account right after you submit your application and everything looks good. They are really a friend in need Reviewed on: 11th April 2026

Never had a problem with 118.

Never had a problem with 118. I have already recommended them to family and friends. Reviewed on: 11th April 2026

I'm very happy.

I'm very happy. Very recommended Reviewed on: 11th April 2026

Very easy to manage with the app on my phone and mon...

Very easy to manage with the app on my phone and monitor, simple and nice to use. Reviewed on: 11th April 2026

Very fast and easy to access a credit

Very fast and easy to access a credit Reviewed on: 11th April 2026

So easy to navigate.

So easy to navigate. The process of obtaining a short term loan was simple and easy, the payment was instant which was a huge help. And the repayments are easily manageable. The 118 app makes things so simple to keep a check on things, and keep up-to-date with payments. Reviewed on: 11th April 2026

Good experience very quickly for give money

Good experience very quickly for give money Reviewed on: 11th April 2026

Very professional always and there when you need sup...

Very professional always and there when you need support Reviewed on: 11th April 2026

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