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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (1809 reviews)

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4.90

Based on 1,809 reviews, last reviewed 1st Aug 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Honest and hard-working. 118118 Money helped me in a time of need. I am still repaying the provided loan. The company's communication is straightforward, yet meaningful, with ... Read more Reviewed on: 15th June 2025

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1809)

Easy and quick

Easy to apply. but high apr custmor service good Reviewed on: 20th April 2017

Easy,Quick and excellent

I really need cash to get stuff but won't be accepted with my credit history Reviewed on: 16th April 2017

Brilliant

Fantastic and absolutely amazing & fan dabby dozy.☺ Reviewed on: 15th April 2017

Fantastic service. No complications.

Easy to use. No concerns. Friendly staff and community Reviewed on: 3rd April 2017

very good and reliable service

very fast and reliable and helpful the company sorts out your needs a.s.a.p Reviewed on: 3rd February 2017

great service!

it's very easy to apply, competitive rates, a great company with good customer service! Reviewed on: 24th December 2016

Great customer service

Very understanding company, there when you need help and support Reviewed on: 30th June 2016

Good and bad points

Best thing about them is that they accept bad credit applications which I was happy about but because of that the APR and interest are high which is normal for bad credit loans and the only bad thing i can say is that they charge an early repayment fee. May consider using again in the future. Reviewed on: 17th June 2016

Borrowed money was easy fast and simple . Can repay in adorable amounts overall very impressed

Borrowed money! Was easy fast and simple . Can repay in east affordable repayments . Overall very impressed ! Reviewed on: 16th June 2016

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