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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Super easy to do, app is great and the support and c...

5
Super easy to do, app is great and the support and customer service is good overall as well. Really would use again if possible Reviewed on: 11th April 2026

Need money to cover debts.

3
Need money to cover debts but now paying double i owe. Not great. Still in massive debt. Reviewed on: 11th April 2026

Made a phone call to update details everything was s...

5
Made a phone call to update details everything was so easy and quick Reviewed on: 11th April 2026

Great experience.

5
Great experience. Could do with a quick experience for another loan Reviewed on: 11th April 2026

Fast finance

5
Needed funds fast and got them fast Reviewed on: 11th April 2026

Money was sent fast and it is very easy to make repa...

5
Money was sent fast and it is very easy to make repayments overall good experience Reviewed on: 11th April 2026

Always been very good and prompt and fast with under...

5
Always been very good and prompt and fast with understanding Reviewed on: 11th April 2026

Easy application and fast pay out

5
Easy application and fast pay out Reviewed on: 11th April 2026

Really good easy to use I love it

5
Really good easy to use I love it Reviewed on: 11th April 2026

Very easy to navigate the app and get help if...

5
Very easy to navigate the app and get help if needed Reviewed on: 11th April 2026

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