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118 118 Money: Personal loan reviews

4.89
Based on 1,813 reviews, last reviewed 4th Nov 2025
33% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Near 100% APR

3
Why is this so expensive when banks charge a fraction of this cost? Disgusting rates. Reviewed on: 16th May 2018

good conpany

5
They advertise as they say and offer what they say Reviewed on: 8th November 2017

Quick and easy

5
Easy to apply and quick decision and get find in the same day. Reviewed on: 17th October 2017

Quick big help!

5
Short notice loan was paid out the same day. Helped me out big time, big weight off the shoulders thank you. Reviewed on: 2nd July 2017

Was fast

3
If you don't like money then borrowing money from here is great but is the same with all these sits it will ruin your life if you miss a payment Reviewed on: 30th June 2017

Friendly professional service

5
The staff are great. Very friendly and helpful. Excellent service. Would highly recommend. Reviewed on: 23rd June 2017

easy and straightforward

4
they were easy and direct and helpful Reviewed on: 19th June 2017

Good lender

5
Easy repayments and easy application process Reviewed on: 8th June 2017

Good providers

5
Nice agents and good advisors. A company that's worth taking serious if you need them Reviewed on: 7th June 2017

Super team

5
No paperwork fast and easy application Reviewed on: 6th June 2017

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