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118 118 Money: Personal loan reviews

4.88
Based on 4,600 reviews, last reviewed 12th May 2026
253500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy and efficient It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026
Kimberley M's avatar
Kimberley M

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4600)

Always had the best experience with 118 money, excel...

5
Always had the best experience with 118 money, excellent customer service and support would definitely recommend to friends and family. This will always be my first choice lender. Reviewed on: 5th April 2026

Highly recommend 118 118 Money

5
118 118 money has been the most simplest process I have every experienced. I applied online and within minutes I was approved. Their application is user friendly and extremely easy to use. Highly recommend Reviewed on: 5th April 2026

Fantastic customer service.and low interest rate

5
Fantastic customer service.and gery helpful Reviewed on: 5th April 2026

Very happy customer Ty

5
It was straight forward and very efficient Reviewed on: 4th April 2026

Quick fast application review Money deposited in to...

5
Quick fast application review Money deposited in to bank quickly Reviewed on: 4th April 2026

Quick and easy very helpful money went in very quick...

5
Quick and easy very helpful money went in very quickly had lots of problems with other lender but not 118 Reviewed on: 4th April 2026

I’m really like this because so h

5
I’m really like this because so h Reviewed on: 4th April 2026

Love the service and easy to use app

5
Love the service and easy to use app Reviewed on: 4th April 2026

Fantastic service!

5
Fantastic service! Applied for the loan, application process was easy, and money was deposited immediatly. The app is great to keep track of payments Reviewed on: 4th April 2026

Great service!

5
Really easy application and easy to repay Reviewed on: 4th April 2026

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