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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Hassle free journey to obtaining a personal loan.

5
Hassle free journey to obtaining a personal loan. Everything was clearly set out so I knew what the terms were and what my payments would be before committing. Would recommend to anyone looking for a personal loan Reviewed on: 7th April 2026

Very good experience with my loan.

5
Very good experience with my loan. Reviewed on: 7th April 2026

I was able to have the loan accepted and to have my...

5
I was able to have the loan accepted and to have my money Reviewed on: 7th April 2026

Excellent customer service

5
I have had payment issues paying through the app and customer service has been very helpful and understanding and patience Reviewed on: 6th April 2026

Personal loan offer

5
118 offers me personal loan straight away.as long as i pay my 118 credit card on time. I was surprised about the offer thank you 118 Reviewed on: 6th April 2026

Quick and efficient service .

5
Quick and efficient service . Have had loans before with 118 128 and always received excellent service Reviewed on: 6th April 2026

Highly recommend 118118 to anyone who needs a loan

5
Very happy with 118 118 helped me very quickly with a loan Reviewed on: 6th April 2026

Excellent experience and service i applied then imme...

5
Excellent experience and service i applied then immediately the was there in my account very happy thank you 118 118 Reviewed on: 6th April 2026

The best loan company

5
The best loan company, they have a good customer service Reviewed on: 5th April 2026

Interest ..

5
Very high interest . Never had to contact customer service Reviewed on: 5th April 2026

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