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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4600 reviews)

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4.88

Based on 4,600 reviews, last reviewed 12th May 2026

253500% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Easy and efficient It was very easy to arrange the loan and apply. The results were instant and the money was in my account within minutes. Reviewed on: 12th May 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4600)

Money was fast great service.

Money was fast great service. Arrived very quickly Reviewed on: 4th April 2026

It has been really good!

It has been really good! Very easy to use and understanding if payments have been missed. Reviewed on: 4th April 2026

Great service and really quick process was easy thro...

Great service and really quick process was easy throughout Reviewed on: 4th April 2026

Very good experience great customer service

Very good experience great customer service Reviewed on: 4th April 2026

Best choice by far for a loan

After comparing many loans, 118 118 Money came out on top. All of the terms and conditions were clearly set out with exact monthly payments calculated before the application was processed. The interest payable on the loan is very reasonable too. The application itself was so quick and easy to do online. I was amazed at how quickly the funds were transferred. I assumed the money would be paid into my bank on the next working day as I submitted the application around midnight on a Saturday but the money was in my account just a few minutes later. The app is great for keeping track of payments and 118 118 send email and text reminders when payments are due. There's also the option to request an early settlement figure to pay it off sooner too. I would recommend 118 118 Money to anyone looking for an affordable loan Reviewed on: 4th April 2026

They helped me when I needed it.

They helped me when I needed it. Reviewed on: 4th April 2026

I’ve had a really positive experience with 118 Money.

I’ve had a really positive experience with 118 Money. The application process was quick and straightforward, and I liked that everything was clearly explained without any confusing terms. Their focus on helping people build or improve their credit score is a big plus, and the credit limit increases over time if you manage your account well. Reviewed on: 4th April 2026

Good loan application .

Good loan application ...good service Reviewed on: 4th April 2026

Very good,and very easy to fii form

Very good,and very easy to fii form Reviewed on: 4th April 2026

Easy and straight forward easy application

Easy and straight forward. Easy application and super fast pay out. Helped me massively Reviewed on: 4th April 2026

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