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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (4601 reviews)

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4.89

Based on 4,601 reviews, last reviewed 13th May 2026

253600% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Was helpful and fair and gave me a loan when others... Was helpful and fair and gave me a loan when others wouldn't even though my credit score is good Reviewed on: 13th May 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4601)

Easy and straight forward easy application

Easy and straight forward. Easy application and super fast pay out. Helped me massively Reviewed on: 4th April 2026

Fantastic Experience great company

Fantastic Experience great company Reviewed on: 4th April 2026

nice and easy

The experience is easy to apply you get the money you need very quick no hustle at all Reviewed on: 4th April 2026

In this current financial climate a little help is s...

In this current financial climate a little help is sometimes needed. Thats why i would reccomend 118118 personal loans. They are good value for money and very easy to apply for. When i opted to pay back my loan earlier than planned i was suprised at how much the total amount owed had reduced. Reviewed on: 4th April 2026

MR Gemechiss

Very easy and quick to use and polite customer service Reviewed on: 4th April 2026

I struggled to get a loan with a decent interest rat...

I struggled to get a loan with a decent interest rate, 118 118 were excellent for what I needed. Only had to contact them once and it was really simple to do Reviewed on: 4th April 2026

Very easy to use and also fast decisions and friendl...

Very easy to use and also fast decisions and friendly staff Reviewed on: 4th April 2026

Excellent customer service and really helpful

Excellent customer service and really helpful Reviewed on: 4th April 2026

Excellent !

Excellent service, easy to use and good communications Reviewed on: 4th April 2026

Love how easy the process was with out needing to ta...

Love how easy the process was with out needing to talk to anyone. Reviewed on: 4th April 2026

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