Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Fantastic service!

Fantastic service! Applied for the loan, application process was easy, and money was deposited immediatly. The app is great to keep track of payments Reviewed on: 4th April 2026

Great service!

Really easy application and easy to repay Reviewed on: 4th April 2026

Money was fast great service.

Money was fast great service. Arrived very quickly Reviewed on: 4th April 2026

It has been really good!

It has been really good! Very easy to use and understanding if payments have been missed. Reviewed on: 4th April 2026

Great service and really quick process was easy thro...

Great service and really quick process was easy throughout Reviewed on: 4th April 2026

Very good experience great customer service

Very good experience great customer service Reviewed on: 4th April 2026

Best choice by far for a loan

After comparing many loans, 118 118 Money came out on top. All of the terms and conditions were clearly set out with exact monthly payments calculated before the application was processed. The interest payable on the loan is very reasonable too. The application itself was so quick and easy to do online. I was amazed at how quickly the funds were transferred. I assumed the money would be paid into my bank on the next working day as I submitted the application around midnight on a Saturday but the money was in my account just a few minutes later. The app is great for keeping track of payments and 118 118 send email and text reminders when payments are due. There's also the option to request an early settlement figure to pay it off sooner too. I would recommend 118 118 Money to anyone looking for an affordable loan Reviewed on: 4th April 2026

They helped me when I needed it.

They helped me when I needed it. Reviewed on: 4th April 2026

I’ve had a really positive experience with 118 Money.

I’ve had a really positive experience with 118 Money. The application process was quick and straightforward, and I liked that everything was clearly explained without any confusing terms. Their focus on helping people build or improve their credit score is a big plus, and the credit limit increases over time if you manage your account well. Reviewed on: 4th April 2026

Good loan application .

Good loan application ...good service Reviewed on: 4th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home loan (discontinued)
from Firth Finance (inactive company) 4.56 from 37 reviews
Personal Loans
from Lending Works 4.07 from 7 reviews
Bridging Finance (discontinued)
from Halcyon Bridging Finance (inactive company) 0.00 from 0 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub