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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very good,and very easy to fii form

5
Very good,and very easy to fii form Reviewed on: 4th April 2026

Easy and straight forward easy application

5
Easy and straight forward. Easy application and super fast pay out. Helped me massively Reviewed on: 4th April 2026

Fantastic Experience great company

5
Fantastic Experience great company Reviewed on: 4th April 2026

nice and easy

5
The experience is easy to apply you get the money you need very quick no hustle at all Reviewed on: 4th April 2026

In this current financial climate a little help is s...

5
In this current financial climate a little help is sometimes needed. Thats why i would reccomend 118118 personal loans. They are good value for money and very easy to apply for. When i opted to pay back my loan earlier than planned i was suprised at how much the total amount owed had reduced. Reviewed on: 4th April 2026

MR Gemechiss

5
Very easy and quick to use and polite customer service Reviewed on: 4th April 2026

I struggled to get a loan with a decent interest rat...

5
I struggled to get a loan with a decent interest rate, 118 118 were excellent for what I needed. Only had to contact them once and it was really simple to do Reviewed on: 4th April 2026

Very easy to use and also fast decisions and friendl...

5
Very easy to use and also fast decisions and friendly staff Reviewed on: 4th April 2026

Excellent customer service and really helpful

5
Excellent customer service and really helpful Reviewed on: 4th April 2026

Excellent !

5
Excellent service, easy to use and good communications Reviewed on: 4th April 2026

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