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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Love how easy the process was with out needing to ta...

5
Love how easy the process was with out needing to talk to anyone. Reviewed on: 4th April 2026

Always quick to respond and funds are available with...

5
Always quick to respond and funds are available within minutes Reviewed on: 4th April 2026

118118 loan has been amazing

5
118118 loan has been amazing, low rates for what type of loan you get Reviewed on: 4th April 2026

This company is very understanding, they work with y...

5
This company is very understanding, they work with you, and the service is great. Reviewed on: 4th April 2026

Easy to apply and good customer service

5
Easy to apply and good customer service Reviewed on: 4th April 2026

118118 review

5
Dealing with 118118 has always been easy, quick and stressfree Reviewed on: 4th April 2026

Execellent customer service, give me all the care an...

5
Execellent customer service, give me all the care and qaulity i needed and more Reviewed on: 4th April 2026

They are great very helpful if you are having a hard...

5
They are great very helpful if you are having a hard time and keeps you in the loop for extra services and regular ypdates Reviewed on: 4th April 2026

Very easy application and straight forward

5
Very easy application and straight forward questions Reviewed on: 4th April 2026

It was easy to apply and the app is very easy to nav...

5
It was easy to apply and the app is very easy to navigate Reviewed on: 4th April 2026

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