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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Great service fast and affordable

5
Great service fast and affordable Reviewed on: 3rd April 2026

I was trying to get in touch regarding a late paymen...

4
I was trying to get in touch regarding a late payment but could not through the app until it was late. Reviewed on: 3rd April 2026

It’s quick and easy process which help me in tough t...

5
It’s quick and easy process which help me in tough time Reviewed on: 3rd April 2026

Satisfaction and happiness , good customer Service

4
Satisfaction and happiness , good customer Service Reviewed on: 3rd April 2026

Amazing service

5
Easy to apply..quick outcome application very good. All explain in details Reviewed on: 3rd April 2026

It's a big help and has good rates I would recommend...

5
It's a big help and has good rates I would recommend it Reviewed on: 3rd April 2026

Best friend for hard days

5
Best friend for hard days easy fast good customer service Reviewed on: 3rd April 2026

Excellent quality service

5
Excellent quality service, no hassle and really understand your needs would very highly recommend Reviewed on: 3rd April 2026

Too High Interest Rate

3
Good start, your interest rate is too high and unaffordable. Reviewed on: 3rd April 2026

Very easy to agree terms, see options and navigate t...

5
Very easy to agree terms, see options and navigate the app Reviewed on: 2nd April 2026

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