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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Really great service when applying for a loan.

Really great service when applying for a loan. Easy to use website with clear instructions, a quick decision to the confirmation of my loan. Cash was in my account quickly so I could purchase the item I needed Reviewed on: 2nd April 2026

Great when you need that extra cash.

Great when you need that extra cash. Quick and easy to do Reviewed on: 2nd April 2026

118 Money. Simple and clear.

I'm on my second loan from 118 and each time simple and straightforward. They even offered me a higher amount second time as a reward for keeping my amount and payments up to date. I also have a 119 credit card All in all a great company to deal with as they keep everything clear and simple. Reviewed on: 2nd April 2026

Was very simple,no hassle ans straightforward

Was very simple,no hassle ans straightforward Reviewed on: 2nd April 2026

Mr. Anonymous.

I don’t I don’t want to relieve a review. I don’t really want to know that I’ve had to resort to this to borrow money excellent service but I don’t wanna put my name to it. Thank you. Reviewed on: 2nd April 2026

I took personal loan and credit card, very fast serv...

I took personal loan and credit card, very fast service and organised Reviewed on: 2nd April 2026

Easy to get the loan great rates and easy to manage...

Easy to get the loan great rates and easy to manage through the app Reviewed on: 2nd April 2026

Good experience,well service,but interest rates is h...

Good experience,well service,but interest rates is high,in future I believe the rete reduce Reviewed on: 2nd April 2026

I found 118 very easy to contact and they are so ver...

I found 118 very easy to contact and they are so very good to deal with. Reviewed on: 2nd April 2026

Good one

wonderful experience top notch experience Reviewed on: 2nd April 2026

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