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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I originally took out a loan a couple of years ago

5
I originally took out a loan a couple of years ago and found it much easier to navigate than I had feared. I was then offered an increase last year which came at the perfect time (my car had just broken down and I was waiting for the RAC to arrive when the email came through). I accepted and the money was available more or less immediately. It's a seamless process from start to finish. Reviewed on: 30th March 2026

They were fast and friendly and very helpful when we...

5
They were fast and friendly and very helpful when we need money for an emergency. Reviewed on: 30th March 2026

Asked for a loan they provided one ans everything wa...

5
Asked for a loan they provided one ans everything was explained and easy from start to finish Reviewed on: 30th March 2026

always on hand

5
Someone is always on hand should I need them. Helpful and look at finding a solution. Reviewed on: 30th March 2026

Great Service

5
Service was fast, all credit checks were done and loan was issued promptly Reviewed on: 30th March 2026

Good it has always been very and

5
Good it has always been very and Reviewed on: 30th March 2026

I love this company with use again

5
I love this company with use again Reviewed on: 30th March 2026

good vale and good service and vale for money

5
good vale and good service and vale for money Reviewed on: 30th March 2026

Reliable for the customer service good and helpful f...

5
Reliable for the customer service good and helpful for people who need a boost to get to their problems Reviewed on: 30th March 2026

Very satisfied no complaints easy process

5
Very satisfied no complaints easy process Reviewed on: 30th March 2026

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