Smart Money People Logo
Go to business site
Share this page
Link copied

118 118 Money: Personal loan reviews

View other 118 118 Money products
4.88
Based on 4,550 reviews, last reviewed 24th Apr 2026
249100% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

This is my first time with 118 188 money personal lo... This is my first time with 118 188 money personal loan, but i am really impressed with their way comunicating with me. I am regularly updated Reviewed on: 24th April 2026
Antoine K's avatar
Antoine K

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

118 118 Money Personal loan reviews (4550)

I took out a loan with poor credit history and was a...

5
I took out a loan with poor credit history and was approved. I make manageable monthly repayments and I’ve only had great things from them! Reviewed on: 30th March 2026
JRM's avatar
JRM

I cannot fault my experience with 118 118.

5
I cannot fault my experience with 118 118. Plenty of information and help. Reviewed on: 30th March 2026
Jackie 's avatar
Jackie

It was so quick and simple.

5
It was so quick and simple. They certainly know how to run a service.don’t hesitate just do it !! Reviewed on: 30th March 2026
Dieter's avatar
Dieter

They are easy to understand and you get your money q...

5
They are easy to understand and you get your money quickly Reviewed on: 30th March 2026
Joanne Hutchings's avatar
Joanne Hutchings

lovely company

5
fantastic and very nice service i really appreciate and highly recommend Reviewed on: 30th March 2026
muhammad w's avatar
muhammad w

Great service and easy to keep on track of payments

5
Great service and easy to keep on track of payments Reviewed on: 30th March 2026
Danni's avatar
Danni

I took out a personal loan with 118 money and the pr...

5
I took out a personal loan with 118 money and the process was very simple and completed in minutes. Easy to check my loan account balance via the 118 118 app and they always message you monthly to remind me of the payment date Reviewed on: 30th March 2026
harry ford's avatar
harry ford

Good experience with satisfaction

4
Good experience with satisfaction Reviewed on: 30th March 2026
Johnson Alfred's avatar
Johnson Alfred

Needed a loan at short notice provided it within min...

5
Needed a loan at short notice provided it within minutes Reviewed on: 30th March 2026
George k's avatar
George k

very helpful excellent service staff

1
very helpful excellent service staff Reviewed on: 30th March 2026
Umme R's avatar
Umme R

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill