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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I have good experience ! Thank you!

5
very pleased, good experience !veri happy , i’m glad to know about your service Reviewed on: 30th March 2026

Best for loan

3
Best for loan and offer more loan as well depends on payment should be on time Reviewed on: 30th March 2026

My experience is very good with 118money personal loan

5
My experience is very good with 118money personal loan Reviewed on: 30th March 2026

Im so grateful and very much appreciating the very e...

5
Im so grateful and very much appreciating the very excellent job and service that I received . I'm so pleased thanks Reviewed on: 30th March 2026

Since I applied for a livestock loan, my work has be...

5
Since I applied for a livestock loan, my work has been completed quickly and I am very happy to have worked with such a company. Reviewed on: 30th March 2026

An excellent company and very easy to use.

5
An excellent company and very easy to use. Reviewed on: 30th March 2026

Clear and easy application and quick to give you a a...

5
Clear and easy application and quick to give you a answer Reviewed on: 30th March 2026

Very affordable I never thought I would've gotten cr...

5
Very affordable I never thought I would've gotten credit from 118 because of my poor credit rating but it was all good thanks Reviewed on: 30th March 2026

Had no trouble withgetting my loan .

4
Had no trouble withgetting my loan . Everything was explained fully and I knew exactly how much would be paid each month Reviewed on: 30th March 2026

118 gave me a loan when I was struggling to get one...

5
118 gave me a loan when I was struggling to get one from anywhere else. They took a chance and I’ve just paid my last payment. From beginning to end they were always there to help. I thought I was going to struggle to pay one month and I called them and just talked it out. In the end I was worrying for nothing and I didn’t need further help but knowing it was there if I needed it really helped me. Reviewed on: 30th March 2026

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