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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Great loan for a new kitchen easy to manage and grea...

5
Great loan for a new kitchen easy to manage and great Due diligence too Reviewed on: 30th March 2026

Good and quick service

5
Good and quick service. Money transferred in minutes. Reviewed on: 30th March 2026

Getting a loan.

5
Took out a loan. Was a very fast and easy process Reviewed on: 30th March 2026

I’ve been a regular customer and have always been im...

5
I’ve been a regular customer and have always been impressed with my needs being supplied financially Reviewed on: 30th March 2026

Got offer easy step by step and got loan straight in...

5
Got offer easy step by step and got loan straight into my bank Reviewed on: 30th March 2026

Manageable the repayments :)

5
What I value most is how manageable the repayments have been. The structure feels fair and designed to help customers stay on track, rather than overwhelm them. Overall, 118 Money Loans provided a reliable and stress-free borrowing experience, and I wouldn’t hesitate to recommend them to others looking for a trustworthy lender. Reviewed on: 30th March 2026

Very helpful customer service, always very friendly...

5
Very helpful customer service, always very friendly would highly recommend to friends and family thank you Reviewed on: 30th March 2026

Marks loan

5
The process of application was a smooth process and every detail was explained clearly which was excellent Reviewed on: 30th March 2026

Easy to use, I have used 118 118 in the past never a...

5
Easy to use, I have used 118 118 in the past never a problem always very helpful. Reviewed on: 30th March 2026

Brilliant service , great help when others couldn’t!

5
Brilliant service , great help when others couldn’t! Reviewed on: 30th March 2026

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