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118 118 Money: Personal loan reviews

4.88
Based on 4,547 reviews, last reviewed 24th Apr 2026
248900% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick and easy to apply. Quick and easy to apply. Clear information Reviewed on: 24th April 2026
M B's avatar
M B

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4547)

Professionals.

5
Excellent service, I received the right approach to my problems. When I need help, this came in time and professional. Reviewed on: 30th March 2026

They provided me with a small loan a few years ago n...

5
They provided me with a small loan a few years ago now and the repayments are fair and not over the top with fees making it easier to manage. Reviewed on: 30th March 2026

118 loans is straight forward no nonsense questions...

5
118 loans is straight forward no nonsense questions straight up to the point and their interest is excellent! Reviewed on: 30th March 2026

The process was seamless and quick

5
The process was seamless and quick Reviewed on: 30th March 2026

Helped me out wen I needed it most !!

5
Helped me out wen I needed it most Reviewed on: 30th March 2026

I was offered a loan, and it came at the right time,...

5
I was offered a loan, and it came at the right time, and the best thing of all it’s a very affordable repayment plan Reviewed on: 30th March 2026

Seemless but Expensive rate, not sure id rec...

3
Seemless but Expensive rate, not sure id recommend Reviewed on: 30th March 2026

I have struggled to get credit, 118 118 accepted me...

5
I have struggled to get credit, 118 118 accepted me straight away which was amazing, a bit of trust in people is nice. Reviewed on: 30th March 2026

118 review

5
Very good experience from start to finish, money was in my account very promptly and they always give me a clear notice a few days before my planned repayment date to keep me up to date Reviewed on: 30th March 2026

Good services

5
Always available to speak to you and happy to help if your having difficulties Reviewed on: 30th March 2026

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