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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I got a loan from 118118 Money Company.

I got a loan from 118118 Money Company. They gave me a quick loan, but the interest rate is very high. Reviewed on: 30th March 2026

Great service and affordable payments

Great service and affordable payments Reviewed on: 30th March 2026

I have been a customer with 118 since 2020 and I hav...

I have been a customer with 118 since 2020 and I have never had a problem and hopefully be with them for many years to come Reviewed on: 30th March 2026

Great Customer Experience

Totally Money takes customer care beyond with is obtainable in the world of fintech. They have good and reputable staffs, that attend to your need in a way that leaves you in awe of their professionalism. Reviewed on: 30th March 2026

Been a credit catd and loan custmer there fair and...

Been a credit catd and loan customer there fair and great value also amazing 0%cash offers on a credit card transfer good deals. Reviewed on: 30th March 2026

No unnecessary formalities or inappropriate questions.

No unnecessary formalities or inappropriate questions. Money in the account quickly. Reviewed on: 30th March 2026

Great communication

Great communication and easy to use the app as well as the online chat box Reviewed on: 30th March 2026

It was very easy to see and the cost and stuff recom...

It was very easy to see and the cost and stuff recommended to another friend Reviewed on: 30th March 2026

118 118 loan Quick easy process Quick Payout

Quick easy process Quick Payout Fast Service Reviewed on: 30th March 2026

Took me ages to find someone with a reasonable finan...

Took me ages to find someone with a reasonable finance option. Easy to apply and very good customer service. Reviewed on: 30th March 2026

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