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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Excellent customer service and very helpful

Very helpful customer service and very informative and friendly Reviewed on: 30th March 2026

Excellent customer service, prompt a d easier process

Excellent customer service, prompt a d easier process Reviewed on: 30th March 2026

Very easy to apply.

Very easy to apply. And get an answer within seconds. Reviewed on: 30th March 2026

Loan come through quickly and found it easy paying o...

Loan come through quickly and found it easy paying off and the apr wasn’t so high Reviewed on: 30th March 2026

brilliant company.

brilliant company. Very helpfull Reviewed on: 30th March 2026

Very quick and very affordable easy to apply quick d...

Very quick and very affordable easy to apply quick decision Reviewed on: 30th March 2026

Hard to ask for a top up.

Hard to ask for a top up. Not easy to top up outside of tour direct debit. Reviewed on: 30th March 2026

Quick, Simple and Stress Free

Getting a loan with 118 118 Money was honestly really easy. The application was quick, everything was explained clearly, and there were no surprises. Their customer service team was friendly and actually helpful, which made the whole thing feel a lot less stressful. Once I was approved, the money came through fast, and managing the repayments online has been simple. Overall, a smooth and hassle‑free experience — I’d definitely recommend them. Reviewed on: 30th March 2026

118118 flash credit...

Good for little credit for family and holiday Reviewed on: 30th March 2026

Good but interest rates are bad they are very high...

Good but interest rates are bad they are very high Reviewed on: 30th March 2026

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