Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Just when I needed financial help and found 118 118

Just when I needed financial help and found 118 118 Reviewed on: 30th March 2026

118's products are easy to use and the app user frie...

118's products are easy to use and the app user friendly. I would definitely recommend to friends and family. Reviewed on: 30th March 2026

Loan application was good and straight forward.

Loan application was good and straight forward. Also availability of chat options helps to clarify where you need explanation. The tool is Reviewed on: 30th March 2026

Very speedy and quick decision, straight forward and...

Very speedy and quick decision, straight forward and easy to deal with, one of the best loans I have taken out Reviewed on: 30th March 2026

Good customer service, easy to navigate app and regu...

Good customer service, easy to navigate app and regular contact Reviewed on: 30th March 2026

Helpful team and easy to work with

Helpful team and easy to work with Reviewed on: 30th March 2026

Never had any issues great service

Never had any issues great service Reviewed on: 30th March 2026

Excellent Service!

Easy and quick to get an answer. Reminders for payments which is ideal. Have been offered further loads, but no hassle to accept. Reviewed on: 30th March 2026

Quick deal and better option

Quick deal and better option. Online application makes easier Reviewed on: 30th March 2026

Great service all around

Excellent service all around .During the time I needed financial help ,emotional support was there .Staff are great .The way they answered calls ,professionalism. They are always calling back ,reminders for direct debits to pay.call centres care team treated me like I am their own family .tone of voices great ,reception, great,calm and respected atmosphere .I will definitely recommend this company to my friends Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from NHS Credit Union 4.92 from 363 reviews
Loans
from Penny Post Credit Union 4.79 from 663 reviews
Personal loan
from Monzo 4.79 from 130 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5645 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub