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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Friendly staff and always polite

5
Friendly staff and always polite Reviewed on: 30th March 2026

Good service , never had an issue

5
Good service , never had an issue Reviewed on: 30th March 2026

I took out a loan with poor credit history and was a...

5
I took out a loan with poor credit history and was approved. I make manageable monthly repayments and I’ve only had great things from them! Reviewed on: 30th March 2026

I cannot fault my experience with 118 118.

5
I cannot fault my experience with 118 118. Plenty of information and help. Reviewed on: 30th March 2026

It was so quick and simple.

5
It was so quick and simple. They certainly know how to run a service.don’t hesitate just do it !! Reviewed on: 30th March 2026

They are easy to understand and you get your money q...

5
They are easy to understand and you get your money quickly Reviewed on: 30th March 2026

lovely company

5
fantastic and very nice service i really appreciate and highly recommend Reviewed on: 30th March 2026

Great service and easy to keep on track of payments

5
Great service and easy to keep on track of payments Reviewed on: 30th March 2026

I took out a personal loan with 118 money and the pr...

5
I took out a personal loan with 118 money and the process was very simple and completed in minutes. Easy to check my loan account balance via the 118 118 app and they always message you monthly to remind me of the payment date Reviewed on: 30th March 2026

Good experience with satisfaction

4
Good experience with satisfaction Reviewed on: 30th March 2026

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