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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4546 reviews)

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4.88

Based on 4,546 reviews, last reviewed 23rd Apr 2026

248800% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Very good Apr rates, affordable repayments and funds... Very good Apr rates, affordable repayments and funds in my bank account within minutes. Also application very easy. Reviewed on: 23rd April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4546)

Easy application great customer service

Easy application great customer service Reviewed on: 30th March 2026

I have a loan and a credit card.

I have a loan and a credit card. I have no major complaints the app is accessible Reviewed on: 30th March 2026

Better and useful at all times

Better and useful at all times I will recommend it to friends and families Reviewed on: 30th March 2026

I needed help immediately and 118 offered me money s...

I needed help immediately and 118 offered me money straight away Reviewed on: 30th March 2026

I received an email to say i was eligible for a loan...

I received an email to say i was eligible for a loan as i was looking at the time, and i already have a 118118 credit card. I applied for the loan through the link and was accepted, i received the money that same day. Excellent and speedy service. Would definitely recommend Reviewed on: 30th March 2026

Easy application and fast payout and only had it a...

Easy application and fast payout and only had it a few months when I could borrow more Reviewed on: 30th March 2026

Quick and easy have been using this company for a fe...

Quick and easy have been using this company for a few years and everyrhing is done quickly and the app etc is easy to use Reviewed on: 30th March 2026

Fast and clear instructions and super fast delivery

Fast and clear instructions and super fast delivery Reviewed on: 30th March 2026

Easy application.

Easy application. Quick process. Great customer service. Answered all my questions. Happy customer! Reviewed on: 30th March 2026

Easy to apply, this the second loan...

Easy to apply, this the second loan I have had, pretty straight forward no issue or problems and I recommend them to all my friends and family Reviewed on: 30th March 2026

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