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118 118 Money: Personal loan reviews

4.88
Based on 4,546 reviews, last reviewed 23rd Apr 2026
248800% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good Apr rates, affordable repayments and funds... Very good Apr rates, affordable repayments and funds in my bank account within minutes. Also application very easy. Reviewed on: 23rd April 2026
J.P 's avatar
J.P

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4546)

Afordable rates .

5
Afordable rates .Good custumer service. For me it was very helpful as the loan came at the right time. A big Thank You. Reviewed on: 30th March 2026

Always good service with prompt response

5
Always good service with prompt response Reviewed on: 30th March 2026

I got the loan when I needed the most ,118118 had a...

5
I got the loan when I needed the most ,118118 had a best APR and I took it ,fast and good service ,great customer service Reviewed on: 30th March 2026

it's ok the interest rate is a little high

4
it's ok the interest rate is a little high Reviewed on: 30th March 2026

Quick and easy application.

5
Quick and easy application. Simple process. Helped me when others wouldn’t. Reviewed on: 30th March 2026

Brilliant

5
Great company wish they lower interest rates though Reviewed on: 30th March 2026

I get a credit card and a loan at the same time it w...

5
I get a credit card and a loan at the same time it was a good experience with us. Regards Reviewed on: 30th March 2026

Excellent Service

5
It was quite easy and straightforward to get the loan , I was delighted when I received the loan in a matter of minutes. Reviewed on: 30th March 2026

When I needed loan 118 was there to help me and I th...

5
When I needed loan 118 was there to help me and I think they are the best loan company I have been with i try othher company and they wasn't good for me but i was successful and helpful to have 118 to help me thinks for them 118 is 10 out 10 Reviewed on: 30th March 2026

Don’t know what to add .

4
Don’t know what to add . . . …………. Reviewed on: 30th March 2026

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