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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very quick and easy application process.

5
Very quick and easy application process. Funds came through very quickly as well. Repayment very affordable Reviewed on: 30th March 2026

Easy to deal with excellent service

5
Easy to deal with excellent service Reviewed on: 30th March 2026

Very easy to apply.

5
Very easy to apply. The app is great and keeps you updated with everything. Reviewed on: 30th March 2026

Everything ok happy with the service you have provid...

4
Everything ok happy with the service you have provided and nice customer service Reviewed on: 30th March 2026

Was excellent, as soon as I applied the money went...

5
Was excellent, as soon as I applied the money went in with in minutes of being accepted. I had applied on the website. Reviewed on: 30th March 2026

Professionals.

5
Excellent service, I received the right approach to my problems. When I need help, this came in time and professional. Reviewed on: 30th March 2026

They provided me with a small loan a few years ago n...

5
They provided me with a small loan a few years ago now and the repayments are fair and not over the top with fees making it easier to manage. Reviewed on: 30th March 2026

118 loans is straight forward no nonsense questions...

5
118 loans is straight forward no nonsense questions straight up to the point and their interest is excellent! Reviewed on: 30th March 2026

The process was seamless and quick

5
The process was seamless and quick Reviewed on: 30th March 2026

Helped me out wen I needed it most !!

5
Helped me out wen I needed it most Reviewed on: 30th March 2026

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