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118 118 Money: Personal loan reviews

4.88
Based on 4,545 reviews, last reviewed 23rd Apr 2026
248700% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Loving the app It has been very easy to set up and the correspondence is good. I like the app as I can check how things are going. Reviewed on: 23rd April 2026
Christianne Ireland's avatar
Christianne Ireland

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4545)

I’m happy with 118 money!

5
I’m happy with 118 money! They came in to rescue when I really needed them and the process was easy and straightforward Reviewed on: 30th March 2026

Great company to work with

5
I find it a benefit to know that my loan account is monitored and I know I would never be given a loan that I would find I can not afford to pay in a couple of months after I get it Reviewed on: 30th March 2026

Better than expected

5
So straight forward to apply and fast payment into my account Reviewed on: 30th March 2026

So quick easy no stress hassle what so ever, made me...

5
So quick easy no stress hassle what so ever, made me feel human again and part of society giving me the freedom and nice again Reviewed on: 30th March 2026

A 10/10 friendly and helpful company, easy to apply,

5
A10/10 company with an incredibly straight forward and user friendly way of applying for a loan. Fully transparent with their terms and conditions. I’ve had bad experiences with loan companies previously whether it be poor communication or not offering the exact product they advertise. 118 has been a breath of fresh air. Highly recommend Reviewed on: 30th March 2026

I have nothing but good things to say about this ser...

5
I have nothing but good things to say about this service. Reviewed on: 30th March 2026

Easy to contact when needed.

5
Easy to contact when needed. Customer service is good. App easy to use. Reviewed on: 30th March 2026

Very easy process to apply, with results given quickly

5
Very easy process to apply, with results given quickly Reviewed on: 30th March 2026

Great service great helpful easy to use app

5
Great service great helpful easy to use app Reviewed on: 30th March 2026

Easy application, fast funds, low payments

5
Easy application, fast funds, low payments Reviewed on: 30th March 2026

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