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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I was offered a loan, and it came at the right time,...

I was offered a loan, and it came at the right time, and the best thing of all it’s a very affordable repayment plan Reviewed on: 30th March 2026

Seemless but Expensive rate, not sure id rec...

Seemless but Expensive rate, not sure id recommend Reviewed on: 30th March 2026

I have struggled to get credit, 118 118 accepted me...

I have struggled to get credit, 118 118 accepted me straight away which was amazing, a bit of trust in people is nice. Reviewed on: 30th March 2026

118 review

Very good experience from start to finish, money was in my account very promptly and they always give me a clear notice a few days before my planned repayment date to keep me up to date Reviewed on: 30th March 2026

Good services

Always available to speak to you and happy to help if your having difficulties Reviewed on: 30th March 2026

Returning customer here!

This is my second loan from 118118 and it has always been very clear, simple and easy to use. Always well informed at every step and communication is excellent. Reviewed on: 30th March 2026

Such a pleasure to deal with 118118.

Such a pleasure to deal with 118118. Amazing customer service and many more Reviewed on: 30th March 2026

Great company

So easy to apply, keep you updated at all times Reviewed on: 30th March 2026

Had 2 loans with this company and received great ser...

Had 2 loans with this company and received great service. 1st one I paid off early and the service was exceptional. Quick response for early settlement details Reviewed on: 30th March 2026

Personal loan

Always helpful and friendly staff Reviewed on: 30th March 2026

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