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118 118 Money: Personal loan reviews

4.88
Based on 4,540 reviews, last reviewed 23rd Apr 2026
248300% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to navigate and process was swift Very easy to navigate and process was swift Reviewed on: 23rd April 2026
Gary Astley 's avatar
Gary Astley

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4540)

Process was quick and easy.

5
Process was quick and easy. Money was in my account within minutes after being approved. Reviewed on: 30th March 2026

Excellent service,

5
Excellent service, wanted to get my credit rating up and the company has given me a chance to do that, Thank you to the company Reviewed on: 30th March 2026

118118 was there when really needed and have been ve...

5
118118 was there when really needed and have been very good since then offering funds when requested. Reviewed on: 30th March 2026

No hassle and really easy.

5
No hassle and really easy. Thank you! Reviewed on: 30th March 2026

118 118 id my m8

5
very to the point no messing about also very understanding Reviewed on: 30th March 2026

Good company and good customer service

5
Good company and good customer service Reviewed on: 30th March 2026

The apps are so be easy to use and you can keep trac...

5
The apps are so be easy to use and you can keep track of your money and amend to your needs. Reviewed on: 30th March 2026

Easy to apply with swift responses

5
Easy to apply with swift responses Reviewed on: 30th March 2026

User friendly and overall great experience with 118 118

5
User friendly and overall great experience with 118 118 Reviewed on: 30th March 2026

My first time, I'm satisfied.

5
My first time, I'm satisfied.My first time, I am satisfied. I really liked the fast loan issuance. Reviewed on: 30th March 2026

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