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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118 gave me a loan when no one else would and its wa...

118 gave me a loan when no one else would and its was really easy and straightforward the money went in my bank within the hour totally recommend 118 Reviewed on: 30th March 2026

Smooth easy application process, fast pay out.

Smooth easy application process, fast pay out. Reviewed on: 30th March 2026

118 118 money saves the day

118 118 money helped me out of a bind when I had lost my dad and needed to move house. They then again saved the day when I started a new job and had not been paid for a month. Both loans have been paid off and they were affordable and did not impact my credit score Reviewed on: 30th March 2026

Simple and straightforward to get a loan.

Very simple and straightforward to get a loan. Always updating me on where i am with it and when payment is due. Regular updates via email. Reviewed on: 30th March 2026

Very good and great customer service

Very good and great customer service Reviewed on: 30th March 2026

It was a very smooth and easy application.

It was a very smooth and easy application. Reviewed on: 30th March 2026

Quick and easy process

I needed a loan quickly to deal with an unexpected bill. The application process for 118 Money was very fast and I received the funds in under an hour. All in all a very good service which I would highly recommend to others. Reviewed on: 30th March 2026

Excellent Brilliant

Excellent ideas for people who need urgent money Reviewed on: 30th March 2026

The place to go

Used twice 118 118 money services, and has been a great experience so far: the speed of decision as well their customer services support have been flawless. No doubts that will keep using them. Reviewed on: 30th March 2026

Asked, Checked, Got it!

Asked, Checked, Got it! Excellent service! Reviewed on: 30th March 2026

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