Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,512 reviews, last reviewed 23rd Apr 2026
245500% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Worth a try but don't miss any payments Good easy to use but if you miss payment expect lots of calls morning noon and night all times Reviewed on: 23rd April 2026
Stirling h's avatar
Stirling h

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4512)

Its a good experience to use this service recommende...

4
Its a good experience to use this service recommended to others Reviewed on: 30th March 2026

Quick easy process!

5
Quick easy process!!! Never any issues, easy navigation of the website! An amazing service always!!! Reviewed on: 30th March 2026

Great customer service.

5
Great customer service. I’m really happy with the service I have received so far. Reviewed on: 30th March 2026

.Bery trustworthy company.

5
Treated me fairly and kept me up to date with payments offers available to me. Reviewed on: 30th March 2026

Good rates for poor credit

4
I would not recommend anyone to get into debt, as I think it should be a last resort sort of thing. However, 118 were good and prompt in sending across the money and the rate wasn’t extortionate like some other brands, based on my poor credit score. Can always pay it off early, which I did. Reviewed on: 30th March 2026

the personal loan is easy to get

5
the personal loan is easy to get Reviewed on: 30th March 2026

The easy and fast service nice to use

5
The easy and fast service nice to use Reviewed on: 30th March 2026

Good service 118 118 money very nice

5
Good service 118 118 money very nice Reviewed on: 30th March 2026

No issues to report, top up available which really h...

5
No issues to report, top up available which really helped and good customer service. Reviewed on: 30th March 2026

Arm chair loans.

4
No issues to report. Intrest rates are high. but for short term loan it is accepable Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products