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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I needed an extra cash for my house renovation and...

I needed an extra cash for my house renovation and it was easy and straightforward. Reviewed on: 30th March 2026

Customer service is excellent, interest is high!

Customer service is excellent, they are very accommodating if you are to have an issue and will hep you in any way they can. They often provide useful resources too. However, the negative part is that their interest rates are quite predatory. But if you're in the situation where you have limited options, then it is what it is. They don't force you to take the loan. Reviewed on: 30th March 2026

Was very fast and pre approved monthly payment is low

Was very fast and pre approved monthly payment is low Reviewed on: 30th March 2026

Applied for the loan no hassle got offered straight...

Applied for the loan no hassle got offered straight away as needed money for my car Reviewed on: 30th March 2026

Ease of speaking to customer service , good staff n...

Ease of speaking to customer service , good staff n good value Reviewed on: 30th March 2026

User friendly application and good customer service

User friendly application and good customer service Reviewed on: 30th March 2026

Easy to use

Easy to use money quick and figures that you understand Reviewed on: 30th March 2026

Easy loan and fast payout

Took a loan with them fast and straightforward everything clear in the paperwork. Reviewed on: 30th March 2026

Great quick efficient very helpful when needed help

Great quick efficient very helpful when needed help Reviewed on: 30th March 2026

When making my application the first time, I was a b...

When making my application the first time, I was a bit sceptical, but after completing the application, I realised how easy and efficient they were, and my loan arrived right on time as promised, without any hassle. Reviewed on: 30th March 2026

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