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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I feel its high interest for people who are in despe...

I feel its high interest for people who are in desperate need and pay way over the same amount back on top of what they borrowed Reviewed on: 30th March 2026

i feel happy and comfortable with this app

i feel happy and comfortable with this app Reviewed on: 30th March 2026

Great and responsible lender

I received funding to begin a college course at the right time. Very transparent documentation, easy to understand and their app is top notch - not to mention excellent customer service, with knowledgeable staff who are polite and professional. It’s my second loan with 118118 with the first one settled clean with the loan closure settlement letter arriving promptly. Reviewed on: 30th March 2026

One of the easiest ways to apply for a loan and they...

One of the easiest ways to apply for a loan and they were very clear to me about what I needed to do. They have a great app to keep on top of everything. Reviewed on: 30th March 2026

Surprisingly Quick and Hassle Free

The experience was genuinely smooth for me. The application was really quick to get through, and the money landed in my account much faster than I expected. It matched exactly what they say about their fast approval process and how simple the app is to use. Reviewed on: 30th March 2026

Overall great experience for personal loan!

Overall great experience for personal loan! The service is great, the app is easy and intuitive to use. The rates that were offered to me are very good compared to the others. Therefore I can't recommend 118 118 Money enough to others! Reviewed on: 30th March 2026

Excellent

It was street free and easy to work with you Reviewed on: 30th March 2026

fast & more reliable when i got the loan

fast & more reliable when i got the loan Reviewed on: 30th March 2026

118118 experience

Not had any problems whilst I have had loan and credit card with 118118. The app is good for seeing your progress/activities. Reviewed on: 30th March 2026

Great services, straight forward process

Great services, straight forward process Reviewed on: 30th March 2026

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