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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

I have received great service.

5
I have received great service. Offers come in fast and the app is easy to use. Reviewed on: 30th March 2026

easy peasy lemon squeez that I can say thanks once a...

5
easy peasy lemon squeez that I can say thanks once again for help with easy loan . Reviewed on: 30th March 2026

Not 1 single issue everything runs smoothly

5
Not 1 single issue everything runs smoothly Reviewed on: 30th March 2026

Very happy to use this company

4
Very happy to use this company I wood use them a again Reviewed on: 30th March 2026

Easy to Apply

5
Easy to apply friendly service money in bank with in the hour Reviewed on: 30th March 2026

Good customer service and loan explained very well.

4
Good customer service and loan explained very well. Reviewed on: 30th March 2026

Had no problems, pay on time each month.

4
Had no problems, pay on time each month. Easy to apply , helped me out Reviewed on: 30th March 2026

Very easy straight forward transaction

5
Very easy straight forward transaction Reviewed on: 30th March 2026

Great customer and always reminding us about our nex...

5
Great customer and always reminding us about our next instalments. Reviewed on: 30th March 2026

Amazing!

5
Amazing! Great communication and customer service. Good products offered Reviewed on: 30th March 2026

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