Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,506 reviews, last reviewed 22nd Apr 2026
245100% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Happy with service and help will tell friends and fa... Happy with service and help will tell friends and family Reviewed on: 22nd April 2026
Haroulla H's avatar
Haroulla H

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4506)

118 have been fantastic throughout my whole process.

5
118 have been fantastic throughout my whole process. They’ve been clear, transparent and honest in the service provided and are simple and easy to use. Reviewed on: 30th March 2026

Easy process just high interest rate

5
Easy process just high interest rate Reviewed on: 30th March 2026

Asked for a loan , it was so easy ,in my bank with m...

5
Asked for a loan , it was so easy ,in my bank with minutes. No fuss no drama Reviewed on: 30th March 2026

I had a great experience with this company fast and...

5
I had a great experience with this company fast and efficient in making a decision and forwarding funds over ***** Reviewed on: 30th March 2026

Interest rates are high, but they are quick and good

5
Interest rates are high, but they are quick and good Reviewed on: 30th March 2026

Very friendly, great customer service team and polite,

5
Very friendly, great customer service team and polite, Reviewed on: 30th March 2026

Worth looking at

5
Quick, thorough helpful, came at a time I needed it most Reviewed on: 30th March 2026

Great payment plan

5
Great payment plan, not too expensive, easy and friendly to deal with. Reviewed on: 30th March 2026

Very satisfied and helpful personal loan

5
Very satisfied and helpful personal loan Reviewed on: 30th March 2026

Good help

5
It was an excellent experience as I was able to solve my financial problem with you and now I am at peace. Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products