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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Easy and useful

4
Easy to apply, app is full of useful information and straightforward to use. Reviewed on: 30th March 2026

First class service

5
First class service easy excess helpful Reviewed on: 30th March 2026

fast and eazy to get urgent money

3
fast and eazy to get urgent money Reviewed on: 30th March 2026

Easy to use app, easy application and responsive Cus...

5
Easy to use app, easy application and responsive Customer service. Reviewed on: 30th March 2026

Simple, Supportive and Reliable

5
I’ve had a really positive experience with 118 118 Money. The application process was straightforward, and everything was clearly explained from the start. The team has been supportive, and I’ve felt in control of my finances throughout. A reliable option if you’re looking to improve your financial situation. Reviewed on: 30th March 2026

118 and the team are great I would highly recommend...

5
118 and the team are great I would highly recommend them Reviewed on: 30th March 2026

very helpful easy to apply for a loan

5
very helpful easy to apply for a loan Reviewed on: 30th March 2026

Exceptional in every way

5
They are very understanding, have really good offers and customer service has been exceptional. I already used them once and currently am on my second loan with no issues at all. After making sure my finance situation I secure enough they issued my loan. I was really amazed that they care so much. Reviewed on: 30th March 2026

Really easy to use app

5
Brilliant service and was great with the help when it was needed Reviewed on: 30th March 2026

118 118 fast an efficient x

5
Brilliant service highly recommended Reviewed on: 30th March 2026

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review