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118 118 Money: Personal loan reviews

4.88
Based on 4,501 reviews, last reviewed 22nd Apr 2026
244700% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

It's an excellent option compared to the market rate... It's an excellent option compared to the market rate, and applying for a loan, making payments, and everything else is easy, practical, and quick. Reviewed on: 22nd April 2026
Bryan O's avatar
Bryan O

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4501)

Good service.

5
Been very helpful throughout. Answered any questions I've had and tried their best to solve any problems. Reviewed on: 30th March 2026

Been with 118 for over 5 years with multiple items,...

5
Been with 118 for over 5 years with multiple items, really easy to apply, control and use Reviewed on: 30th March 2026

Easy apply and no hassle, perfect plan and great help.

5
Easy apply and no hassle, perfect plan and great help. Reviewed on: 30th March 2026

Easy to apply professional and quick answer

5
Easy to apply professional and quick answer Reviewed on: 30th March 2026

Great customer service

5
Nice friendly helpful staff. Quick and easy service Reviewed on: 30th March 2026

Super quick and easy process!

5
Super quick and easy process applying for the loan with excellent rates compared to all the others I’d seen. Money in within half an hour. Would recommend to friends and family Reviewed on: 30th March 2026

Helped me out when I needed and very helpful and eas...

5
Helped me out when I needed and very helpful and easy to use Reviewed on: 30th March 2026

Brill no complaints.

5
Brill no complaints. Easy from start to finish Reviewed on: 30th March 2026

very easy to apply for and fast and courteos

5
very easy to apply for and fast and courteos Reviewed on: 30th March 2026

Efficent

5
Very quick process and they provide a quick decision Reviewed on: 30th March 2026

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