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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118118 are always willing to help and decent amounts

5
118118 are always willing to help and decent amounts Reviewed on: 30th March 2026

When i applied for a loan both the approval side and...

5
When i applied for a loan both the approval side and availability of the funds were fast and efficient. Thanks 118 118. Reviewed on: 30th March 2026

All brilliant , no hidden cost , recommend

5
All brilliant , no hidden cost , recommend Reviewed on: 30th March 2026

118118 excellent

5
Just so easy and straight forward from start to finish Reviewed on: 30th March 2026

Easy borrowing

5
Very quick & friendly, easy to talk to on phone & very understanding Reviewed on: 30th March 2026

Easy and fast to apply, and customer service is very...

5
Easy and fast to apply, and customer service is very friendly and efficient Reviewed on: 30th March 2026

Very helpful and informative

4
Very helpful and informative about if I am able to borrow and how much. The App is easy to use and keeps me updated on what I've paid, what is left to pay and they are quick to respond if you want to repay the full amount early. Reviewed on: 30th March 2026

After applying for a loan and being approved, the mo...

5
After applying for a loan and being approved, the monthly installments have been affordable and I have had no issues - in fact it’ll be paid off by Christmas!! Reviewed on: 30th March 2026

Does what it’s says on the tin!

5
Hassle free service, just what I was looking for at the time. Reviewed on: 30th March 2026

Easy process, professional service and friendly help...

5
Easy process, professional service and friendly helpful customer services Reviewed on: 30th March 2026

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