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118 118 Money: Personal loan reviews

4.88
Based on 4,498 reviews, last reviewed 22nd Apr 2026
244400% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Smooth process needed some funds and a friend told m... Smooth process needed some funds and a friend told me about 118 118 money and I applied that same day I received the loan absolutely seamless process ... Read more Reviewed on: 22nd April 2026
Ben w's avatar
Ben w

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4498)

Really good service and experience

5
Really good service and experience Reviewed on: 30th March 2026

Very good experience and very nice people you have n...

5
Very good experience and very nice people you have nice days Reviewed on: 30th March 2026

Nothing else more to say, great loan provider and wa...

5
Nothing else more to say, great loan provider and was very very helpful Reviewed on: 30th March 2026

nice and easy loan and money was in my bank...

5
nice and easy loan and money was in my bank instant Reviewed on: 30th March 2026

Really easy to use, good customer service options al...

5
Really easy to use, good customer service options although I have never used it it’s regularly available. The app is really informative and the communication via email is great. Would recommend, easy to use. Reviewed on: 30th March 2026

Easy to apply

4
Easy to apply and the money arrived instantly. Reviewed on: 30th March 2026

Very pleasant easy experience and great service

5
Very pleasant easy experience and great service Reviewed on: 30th March 2026

Loan Interest too high.

4
Loan Interest too high. Loan interest too high Reviewed on: 30th March 2026

Excellent service

5
I have recieved two loans from 118 which have helped at convenient times and there was no struggle! Very well done Reviewed on: 30th March 2026

Quick and simple to apply, great customer service and

5
Quick and simple to apply, great customer service and Reviewed on: 30th March 2026

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