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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Simple easy process to apply.

5
Easy to apply. The whole process went smoothly from start to finish Reviewed on: 30th March 2026

Good experience nice and straight forward

5
Good experience nice and straight forward Reviewed on: 30th March 2026

Best loan company, and interest rates are good

5
Best loan company, and interest rates are good Reviewed on: 30th March 2026

Help customers feel valued......

5
The application process is very straightforward and simple. The customer service is excellent and they go above and beyond to help customers feel valued. Reviewed on: 30th March 2026

Great service

5
I found the process so easy and had a really quick result. Great service and the money was in my account within half an hour Reviewed on: 30th March 2026

Simple and easy, team are friendly and helpful.

5
Simple and easy, team are friendly and helpful. no issues with any dealings I have had an I’ve had multiple loans from you. Would continue to use you in the future too. Reviewed on: 30th March 2026

Customer-oriented

5
You are excellent in every way and always respond on time. Reviewed on: 30th March 2026

Repayment

4
Loan repayments are good they are not too much to repay back each month. It’s affordable Reviewed on: 30th March 2026

Perfect can't complain helped me when I needed it

5
Perfect can't complain helped me when I needed it Reviewed on: 30th March 2026

Pleasant to deal with, fast and efficient

5
Pleasant to deal with, fast and efficient and hassle free. Reviewed on: 30th March 2026

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