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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4490 reviews)

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4.88

Based on 4,490 reviews, last reviewed 22nd Apr 2026

243700% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Easy fuss free loan application when it was neede Easy fuss free loan application when it was neede Reviewed on: 22nd April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4490)

Great experience using this company’s online...

I had a great experience using this company’s online loan application. The entire process was quick, simple, and very user-friendly. The website was easy to navigate, and each step was clearly explained, so I always knew what information was needed. I was especially impressed with how fast everything moved—from submitting my application to receiving approval, it was much quicker than I expected. The online system kept me updated throughout, which made the experience stress-free and convenient. What stood out most was how smooth and hassle-free the whole process was. I didn’t have to deal with complicated paperwork or long waiting times, and everything could be done from the comfort of my home. Overall, an excellent online service that I would definitely recommend to anyone looking for a fast and efficient loan application process. Reviewed on: 29th March 2026

Brilliant quick easy friendly

Brilliant quick easy friendly service meets all my needs and helps massively Reviewed on: 29th March 2026

118 loans helped me out whwn I needed money to help...

118 loans helped me out whwn I needed money to help towards bills Reviewed on: 29th March 2026

Very easy to get quote and submit process gone throu...

Very easy to get quote and submit process gone through, excellent customer service. Reviewed on: 29th March 2026

I find your service the best, beacause help me whit...

I find your service the best, beacause help me whit the loan when i needet , and thank you for this . First I work in the wharhouse in Droitwich Spa, know I'm work in London like chef party .I'm grateful for that Reviewed on: 29th March 2026

Ive had a loan from 118 118 and never had any issues...

Ive had a loan from 118 118 and never had any issues I felt the APR was fair. Overall good and trustworthy Reviewed on: 29th March 2026

It was good and easy to use.

It was good and easy to use. straight forward and an easy read. Reviewed on: 29th March 2026

Need to improve their customer service.

Need to improve their customer service. Reviewed on: 29th March 2026

Excellent company to deal with, application process...

Excellent company to deal with, application process is straight forward and simple, and products are greqt Reviewed on: 29th March 2026

Fast, efficient and painless.

Fast, efficient and painless. Only issue is contact bot went round in circles and was frustrating and needed to be passed to an agent. Didnt happen but matter resolved itseld Reviewed on: 29th March 2026

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