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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy, low interest , friendly approach

5
Easy, low interest , friendly approach Reviewed on: 28th March 2026

Very good service I used 118118 for awhile no compla...

5
Very good service I used 118118 for awhile no complaints Reviewed on: 28th March 2026

Straight forward, simple process.

5
Straight forward, simple process. Great customer service Reviewed on: 28th March 2026

Highly recommended

5
No problem at all with this company Reviewed on: 28th March 2026

Easy to navigate, informative and straightforward, f...

5
Easy to navigate, informative and straightforward, fair prices. Reviewed on: 28th March 2026

Response

5
Fast response to the loan application Reviewed on: 28th March 2026

Fantastic service.

5
Fantastic service. I would highly reccomend. Reviewed on: 28th March 2026

This loan really helped me out when I needed it, all...

5
This loan really helped me out when I needed it, all the information is really clear and the app is easy to navigate Reviewed on: 28th March 2026

Very helpful fast efficient service

5
Very helpful fast efficient service Reviewed on: 28th March 2026

It was so quick and easy process.

5
It was so quick and easy process. People are so supportive throughout the process . Totally satisfied Reviewed on: 28th March 2026

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