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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (3128 reviews)

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4.88

Based on 3,128 reviews, last reviewed 18th Apr 2026

118700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

It’s been great to be with 118 118 Money. It’s been great to be with 118 118 Money. Reviewed on: 18th April 2026

Latest lowest rating:

1

Never again Bad apr these companies are there when you need money I’d never do it again nearly paid double the amount I borrowed and bad customer service too and ... Read more Reviewed on: 12th April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (3128)

Amazing customer service and value

Amazing customer service and value Reviewed on: 15th April 2025

Can’t believe how good the company has been to me

Can’t believe how good the company has been to me Reviewed on: 15th April 2025

No stress hassle free quick and easy

No stress hassle free quick and easy Reviewed on: 15th April 2025

Helped me consolidate debt in time of need when othe...

Helped me consolidate debt in time of need when other companies just say no due to the score on credit report which doesn't always help an individual. 118 118 loans saved the day with a great interest rate loan Reviewed on: 15th April 2025

great value

Very quick no awkward questions great value Reviewed on: 15th April 2025

Very easy to use.

Very easy to use. Helpful customer service, Reviewed on: 15th April 2025

The process of approval is very quick.

The process of approval is very quick. Reviewed on: 15th April 2025

Easy to complete, approved instantly, paid within mi...

Easy to complete, approved instantly, paid within minutes of applying. Was sent info on their app, downloaded and logged in, I love how I can view everything I need without having to sit in a queue on the phone, I can request early settlements make a payment, change my payment date, it is great to see this kind of service, although if you want more then self service it’s great to have the option to call. Would definitely recommend x Reviewed on: 15th April 2025

Very easy to apply

The app is very good very easy to apply had no problems Reviewed on: 15th April 2025

Goooooood

Good vrey good good very good veryy good Reviewed on: 15th April 2025

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