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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Easy to apply

5
Easy to apply for loans or credit cards Reviewed on: 28th March 2026

Great service and very easy to apply

5
Great service and very easy to apply Reviewed on: 28th March 2026

Good experience

5
Very pleased with my experience with them. Reviewed on: 28th March 2026

Great loan

5
Easy to find and Easy to apply a quick response happy to help i jad a financial difficulty and could not pay and I called them and they were happy to help which got me back on track quickly and without leaving me in financial difficulty Reviewed on: 28th March 2026

Excellent service and so quick to fill out the onlin...

5
Excellent service and so quick to fill out the online form money was in the account 10 minutes after filling out the form. Reviewed on: 28th March 2026

Great service, money was in account 5 minutes after...

5
Great service, money was in account 5 minutes after completing application Reviewed on: 28th March 2026

Straight forward ,easy to use service.

5
Straight forward ,easy to use service. Reviewed on: 28th March 2026

My loan application was very simple efficient

5
My loan application was very simple efficient Reviewed on: 28th March 2026

Very professional and quick at dealing with requests.

5
Very professional and quick at dealing with requests. Reviewed on: 28th March 2026

Recommend for a wuick hustle free loan

4
I have loan that is about to end, i havs had no issues with it all the time and i am happy for the experience i got. I would recommend someone to get a loan from them if they needed it urgently and did not want any hustle. Reviewed on: 28th March 2026

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