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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Easy loan

5
Quick and easy to apply, loan in bank very wuick Reviewed on: 20th April 2026

Easy to navigate and apply.

5
Easy to navigate and apply. Happy with communication. Help was provided when needed. Reviewed on: 20th April 2026

Easy and quick to get approved and communication is...

5
Easy and quick to get approved and communication is excellent Reviewed on: 20th April 2026

Its so quick decision and easy process.

5
Its so quick decision and easy process. Im happy Reviewed on: 20th April 2026

So help in an emergency situation.

4
So help in an emergency situation.. Reviewed on: 20th April 2026

I have got a loan plus also a credit card with 11811...

5
I have got a loan plus also a credit card with 118118 and they are so helpful and very quick to respond. Reviewed on: 20th April 2026

helped me in times of need, was affordable and relia...

5
helped me in times of need, was affordable and reliable Reviewed on: 20th April 2026

I think the interest on my loan is harsh but I suppo...

4
I think the interest on my loan is harsh but I suppose you have to bite the bullet. Reviewed on: 20th April 2026

Process from start to finish was seamless.

5
Process from start to finish was seamless. Interest is high, but 118118 accept people with poor credit. Sometimes people are in these situation for circumstances beyond their control. 118118 helped me in a time of need. Reviewed on: 20th April 2026

My call was delt with professionally

5
Great speedy and efficient also professional Reviewed on: 20th April 2026

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