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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Easy and quick to get approved and communication is...

5
Easy and quick to get approved and communication is excellent Reviewed on: 20th April 2026

Its so quick decision and easy process.

5
Its so quick decision and easy process. Im happy Reviewed on: 20th April 2026

So help in an emergency situation.

4
So help in an emergency situation.. Reviewed on: 20th April 2026

I have got a loan plus also a credit card with 11811...

5
I have got a loan plus also a credit card with 118118 and they are so helpful and very quick to respond. Reviewed on: 20th April 2026

helped me in times of need, was affordable and relia...

5
helped me in times of need, was affordable and reliable Reviewed on: 20th April 2026

I think the interest on my loan is harsh but I suppo...

4
I think the interest on my loan is harsh but I suppose you have to bite the bullet. Reviewed on: 20th April 2026

Process from start to finish was seamless.

5
Process from start to finish was seamless. Interest is high, but 118118 accept people with poor credit. Sometimes people are in these situation for circumstances beyond their control. 118118 helped me in a time of need. Reviewed on: 20th April 2026

My call was delt with professionally

5
Great speedy and efficient also professional Reviewed on: 20th April 2026

Very good service I took a loan in emergency on the...

5
Very good service I took a loan in emergency on the spot Reviewed on: 20th April 2026

I reapplied for a second loan after my first finished.

5
I reapplied for a second loan after my first finished. It was simple and I know the company is reliable. They put steps in place to ensure it's still affordable and do regular checks to ensure this. Constant communication is key Reviewed on: 20th April 2026

Review 118 118 Money: Personal loan now

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