Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

View other 118 118 Money products

4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4612)

Very good service I took a loan in emergency on the...

Very good service I took a loan in emergency on the spot Reviewed on: 20th April 2026

I reapplied for a second loan after my first finished.

I reapplied for a second loan after my first finished. It was simple and I know the company is reliable. They put steps in place to ensure it's still affordable and do regular checks to ensure this. Constant communication is key Reviewed on: 20th April 2026

Excellent customer service

I needed a loan to consolidate a few debts and 118 118 Money made it stress-free. The eligibility check was soft so it didn’t affect my credit score, and the rate I was offered matched what I saw upfront. Repayments are manageable and their app keeps everything organised. Really grateful for how human the whole process felt. Reviewed on: 20th April 2026

Very accessible and prompt service.

Very accessible and prompt service. Reviewed on: 20th April 2026

Very good

Very easy to appli,and you Haven the money in your account. Reviewed on: 20th April 2026

118 have been great for me really easy to use and af...

118 have been great for me really easy to use and affordable re payments Reviewed on: 20th April 2026

Easy to deal with

Easy, straightforward to deal with, efficient app Reviewed on: 20th April 2026

Good expierence, no problems.

Good expierence, no problems. Has helpful when one the phone. Was about to borrow a loan for a period of time Reviewed on: 20th April 2026

Brilliant service highly efficient.

Brilliant service highly efficient. Reviewed on: 20th April 2026

Very reliable and good service m.

Very reliable and good service m. Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Admiral 4.67 from 1398 reviews
Employee Benefit
from Hastee Pay 4.06 from 1 reviews
Logbook loan
from Car Cash Point 4.66 from 289 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5644 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub