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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Excellent customer service

5
I needed a loan to consolidate a few debts and 118 118 Money made it stress-free. The eligibility check was soft so it didn’t affect my credit score, and the rate I was offered matched what I saw upfront. Repayments are manageable and their app keeps everything organised. Really grateful for how human the whole process felt. Reviewed on: 20th April 2026

Very accessible and prompt service.

5
Very accessible and prompt service. Reviewed on: 20th April 2026

Very good

5
Very easy to appli,and you Haven the money in your account. Reviewed on: 20th April 2026

118 have been great for me really easy to use and af...

5
118 have been great for me really easy to use and affordable re payments Reviewed on: 20th April 2026

Easy to deal with

4
Easy, straightforward to deal with, efficient app Reviewed on: 20th April 2026

Good expierence, no problems.

5
Good expierence, no problems. Has helpful when one the phone. Was about to borrow a loan for a period of time Reviewed on: 20th April 2026

Brilliant service highly efficient.

5
Brilliant service highly efficient. Reviewed on: 20th April 2026

Very reliable and good service m.

5
Very reliable and good service m. Reviewed on: 20th April 2026

Ok yes ggod

5
Ok good süper perfekt 118 118 yes Reviewed on: 20th April 2026

seamless experience

5
I took out a loan for home improvements and the process was easy and painless. Reviewed on: 20th April 2026

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