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118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

No problems at all.

5
No problems at all. Always friendly and helpful. Reviewed on: 22nd April 2025

Excellent service and look after my every need.

5
Excellent service and look after my every need. Reviewed on: 22nd April 2025

Worth a look if needing help

5
Very easy to apply and fast decision process. Money was in my bank right away, excellent service. Reviewed on: 22nd April 2025

I have received a great experience so far with good...

5
I have received a great experience so far with good values APR rate could be better but the customer is second to none. Reviewed on: 22nd April 2025

Very quick and easy

4
Very quick and easy. No hassle and easy to complete form. Reviewed on: 22nd April 2025

Good customer service, easy to use app

5
Good customer service, easy to use app Reviewed on: 22nd April 2025

Super smooth and slick

5
Great process, clear, slick and simple. Highly recommend Reviewed on: 22nd April 2025

Good card

5
Good product and genuineness in all aspect. Trust worthy. Easy to use. Makes more comfortable to make repayments. Competitive finance scheme. Reviewed on: 22nd April 2025

It was straight forward.

5
It was straight forward. The team very knowledgeable and website very secure. Reviewed on: 22nd April 2025

Very smooth and easy to understand

5
Very smooth and easy to understand Reviewed on: 22nd April 2025

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