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118 118 Money: Personal loan reviews

4.90
Based on 1,812 reviews, last reviewed 9th Oct 2025
98% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Dreadful to deal with. Awful if you miss/delay payment you will be hounded with texts, emails & phone calls if you answer the phone all you get is a recorded message telling... Read more Reviewed on: 1st August 2025
Lynn b's avatar
Lynn b

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1812)

118 helped when no one else would

5
118 helped when no one else would Reviewed on: 22nd April 2025

Great quick service, money in my account in 20 min s...

5
Great quick service, money in my account in 20 min since started my application Reviewed on: 22nd April 2025

Amazing!

5
Amazing! Thank you, you have helped me a lot! Very grateful! Reviewed on: 22nd April 2025

Easy application and communication any issues resolv...

5
Easy application and communication any issues resolve quickly. Applied for a loan and it was in my bank account with in minutes. Would recommend to all my friends & Family. Reviewed on: 22nd April 2025

It gave the money fast and add interest right away s...

5
It gave the money fast and add interest right away so there’s no hidden fees Reviewed on: 22nd April 2025

Got my founds in an hour.

5
Got my founds in an hour.im happy with service and app as well helps to keep on top of payments..great company.thank you Reviewed on: 22nd April 2025

Very easy and friendly !

5
Very easy and friendly ! Helped me when needed it ! Reviewed on: 22nd April 2025

Berry happy

5
Berry happy with the service, it was straightforward and easy to use and work withh 118 Reviewed on: 22nd April 2025

Easy to use and understand app.

5
Easy to use and understand app. Offers are always displayed in the app and communication via email txt are very good Reviewed on: 22nd April 2025

No one would give me a chance...118 to the rescue

5
My bad credit meant no one would give me a chance. 118 changed that.Thanks to my credit card of managed to improve my credit rating and even qualified for a loan with them. Fantastic service app works well Best loan and credit card provider i've ever used Reviewed on: 22nd April 2025

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