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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Very easy to apply and decision within minutes defin...

5
Very easy to apply and decision within minutes definitely recommend Reviewed on: 20th April 2026

Loan 118

5
Applied for a loan it was in my account very quickly. Reviewed on: 20th April 2026

Great service and easy to apply.

4
Great service and easy to apply. Reviewed on: 20th April 2026

Helped me out massively when I needed money after Xm...

5
Helped me out massively when I needed money after Xmas despite my poor credit score. Couldn’t of asked for more Reviewed on: 20th April 2026

Great customer service, very understanding

5
Great customer service, very understanding Reviewed on: 20th April 2026

Easy to apply for a personal loan application went s...

5
Easy to apply for a personal loan application went smoothly the App is easy never had a problem in the term that I e had a loan my loan ends next year Reviewed on: 20th April 2026

I found the whole experience with 128 so easy to app...

5
I found the whole experience with 128 so easy to apply and very quick tesponce .Would definitely use again if I had to . Reviewed on: 20th April 2026

very easy getting miney in few seconds

5
very easy getting miney in few seconds Reviewed on: 20th April 2026

Very good

4
Fast loan? Very good and the app is good Reviewed on: 20th April 2026

Great service

5
Very good , easy to deal with and very friendly Reviewed on: 20th April 2026

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