Smart Money People Logo

118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (1813)

No one would give me a chance...118 to the rescue

5
My bad credit meant no one would give me a chance. 118 changed that.Thanks to my credit card of managed to improve my credit rating and even qualified for a loan with them. Fantastic service app works well Best loan and credit card provider i've ever used Reviewed on: 22nd April 2025

Good and easy to apply for and the best credit card...

5
Good and easy to apply for and the best credit card for me Reviewed on: 22nd April 2025

Quick and easy application from start to finish u ca...

5
Quick and easy application from start to finish u can download the app to keep an eye on due payments, simple and straightforward Reviewed on: 22nd April 2025

Brilliant

5
Straight forward loan application and recieved money sharp Reviewed on: 22nd April 2025

The application process was very simple and payment...

5
The application process was very simple and payment was processed quickly. Reviewed on: 22nd April 2025

Quick easy and simple applications with all relevant...

5
Quick easy and simple applications with all relevant terms disclosed so you know what you are getting. Brilliant for those wanting to short term borrow. Reviewed on: 22nd April 2025

Really good service make regular payments and get of...

5
Really good service make regular payments and get offered more credit Reviewed on: 22nd April 2025

Easy to use and very good support

5
Easy to use and very good support Reviewed on: 22nd April 2025

Very easy to use no problems money was in bank very...

5
Very easy to use no problems money was in bank very quickly Reviewed on: 22nd April 2025

you are helpful, in a short time

5
you are helpful, in a short time Reviewed on: 22nd April 2025

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review