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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Very good

4
Fast loan? Very good and the app is good Reviewed on: 20th April 2026

Great service

5
Very good , easy to deal with and very friendly Reviewed on: 20th April 2026

Experience is good.

5
Experience is good. Helped me when my situation wasn’t really great. Reviewed on: 20th April 2026

Very helpful great communication

4
Very helpful great communication Reviewed on: 20th April 2026

Would tell people to use

5
Very good customer service, very good repayment service. Reviewed on: 20th April 2026

I love 118, everything is on a personal basis

5
I love 118, everything is on a personal basis Reviewed on: 20th April 2026

Always prompt on calling at the beginning of each mo...

5
Always prompt on calling at the beginning of each month Reviewed on: 20th April 2026

Always updates you,easy to use and great offers

5
Always updates you,easy to use and great offers Reviewed on: 20th April 2026

No1 for Financial Help

5
Love the updates and feedback Great option to help those in need of a financial difficulty Reviewed on: 20th April 2026

Customer service team are very helpful and go out of...

5
Customer service team are very helpful and go out of there way help Reviewed on: 20th April 2026

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