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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very efficient

Very efficient, easy to navigate and fast money Reviewed on: 20th April 2026

Easy to use

Easy to use apps, can track loan and never miss a payment. Reviewed on: 20th April 2026

Best company for loan if you need money same day

Best company for loan if you need money same day Reviewed on: 20th April 2026

The interest rates could be lower.

The interest rates could be lower. Reviewed on: 20th April 2026

Very good service, great app to check where you're a...

Very good service, great app to check where you're at and very informative Reviewed on: 20th April 2026

I had a really great experience with 118 118 Money.

I had a really great experience with 118 118 Money. The whole process was quick, simple, and very straightforward from start to finish. Everything was clearly explained, and I felt confident at every step. The application was easy to complete, and the decision came through faster than expected Reviewed on: 20th April 2026

thoughtful,understanding,company that care

thoughtful,understanding,company with a barometer of care that outweighs other lenders by a mile and theirs always someone their online or by the phone ,they couldnt be more helpful and the prices are fair Reviewed on: 20th April 2026

Easy access to help when needed.

Easy access to help when needed. Also clear information Reviewed on: 20th April 2026

Quick, simple to apply, good customer service

Quick, simple to apply, good customer service Reviewed on: 20th April 2026

118 118 you are grest..

Easy and straightforward to apply, money was in my account within minutes of being accepted Reviewed on: 20th April 2026

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