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118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1813)

Absolutely fair company

5
They help me when no one else want, fair credit limit and all around this. Now I’m on right track, out of my problems but still with 118 and don’t want to change. Fee, % ect it’s not all - other company are (now) cheaper but I like to stay loyal to somo who help me. 100000% recommend Reviewed on: 22nd April 2025

Everything was quick and with perfect quality.

5
Everything was quick and with perfect quality. Reviewed on: 22nd April 2025

Brilliant, Fast and efficient

5
Fast and efficient, I felt my query was handled quickly. The money was in my account after a few days and the application was clear to fill in. Reviewed on: 22nd April 2025

Amazin customer service and easy steps to apply for...

5
Amazin customer service and easy steps to apply for loan and loans are transferred right away Reviewed on: 22nd April 2025

TRICKY333

5
Keeps me up to date quick decisions able to speak to someone if I have any problems will give people a chance to improve thier credit where others are not willing Reviewed on: 22nd April 2025

Amazing service and quick payout.

5
Amazing service and quick payout. Reviewed on: 22nd April 2025

When I’ve had issues they’ve been amazing help, and...

5
When I’ve had issues they’ve been amazing help, and have resolved the problems very quickly Reviewed on: 22nd April 2025

Nice loans!

5
118 they help me a lot with my necessities! Reviewed on: 22nd April 2025

Ray of light in the darkness

5
They were there for me when I really needed help financially, offering me a lifeline when no one else would! I haven’t had any issues with them and can’t recommend them enough. They have been fantastic Reviewed on: 22nd April 2025

Great lender and fantastic communication

5
Great lender and fantastic communication Reviewed on: 22nd April 2025

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