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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

This is my first time when I taken my loan with 118...

5
This is my first time when I taken my loan with 118 118 money Reviewed on: 20th April 2026

Best loan I have ever had out at of the company’s I...

5
Best loan I have ever had out at of the company’s I have used Reviewed on: 20th April 2026

Simple and quick

5
Was easy to use and understand, it was very quick to do the whole process. Reviewed on: 20th April 2026

Quick and easy to get a personal loan

5
Quick and easy to get a personal loan Reviewed on: 20th April 2026

Easy to access and easy to apply

4
Easy to access and easy to apply Reviewed on: 20th April 2026

Quick and easy

5
Quick and easy, everything you need is on the app Reviewed on: 20th April 2026

Quick and easy

5
it took just a few minutes to apply and money was in the account very quickly. I would recommend 118 118 to family snd friends Reviewed on: 20th April 2026

Nice and easy to get started once approved money was...

5
Nice and easy to get started once approved money was in my account in minutes easy process to apply Reviewed on: 20th April 2026

Fast and easy transaction and very quick response to...

5
Fast and easy transaction and very quick response to application Reviewed on: 20th April 2026

honest and easy to deal with.

5
honest and easy to deal with. I have got tow loans last 5 years form 118 money and I have no issues with them. Reviewed on: 20th April 2026

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