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118 118 Money: Personal loan reviews

4.88
Based on 4,597 reviews, last reviewed 5th May 2026
253200% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good experiance keepyou updated and fast response Good experiance keepyou updated and fast response Reviewed on: 5th May 2026
Kelvin Victor Cole's avatar
Kelvin Victor Cole

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4597)

Very competent company to deal with

5
Very competent company to deal with Reviewed on: 20th April 2026

Good access to money but high rates

3
Good access to money when needed but they offer high interest rates. I also found it difficult via the app to navigate how to pay additional money towards my loan Reviewed on: 20th April 2026

Had really bad credit and managed to get a loan with...

5
Had really bad credit and managed to get a loan with you with manageable payments which has helped a lot Reviewed on: 20th April 2026

The app is easy to use, the rates on loans was fair.

5
The app is easy to use, the rates on loans was fair. Reviewed on: 20th April 2026

Good customer service and helpful

5
Been very helpful with my loan and good service Reviewed on: 20th April 2026

It was a good experience with 118 118 money.

5
It was a good experience with 118 118 money. I highly recommend. Reviewed on: 20th April 2026

They were very helpful and very informative

5
They were very helpful and very informative Reviewed on: 20th April 2026

Fast easy process easy to understand app

5
Fast easy process easy to understand app Reviewed on: 20th April 2026

they been great with me, no issues at all, friendly...

5
they been great with me, no issues at all, friendly and easy to contact helpful when needed Reviewed on: 20th April 2026

It was so easy to get a loan at a reasonable rate an...

5
It was so easy to get a loan at a reasonable rate and payment plan helps and is affordable every month. Reviewed on: 20th April 2026

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