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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.89 (1815 reviews)

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4.89

Based on 1,815 reviews, last reviewed 21st Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (1815)

Ray of light in the darkness

They were there for me when I really needed help financially, offering me a lifeline when no one else would! I haven’t had any issues with them and can’t recommend them enough. They have been fantastic Reviewed on: 22nd April 2025

Great lender and fantastic communication

Great lender and fantastic communication Reviewed on: 22nd April 2025

Best place very helpful explains everything clearly.

Best place very helpful explains everything clearly. Reviewed on: 22nd April 2025

The Best above the rest

I had the most awesome help from staff,so polite and extremely help in explaining every point I asked. Reviewed on: 22nd April 2025

118 Review

Great.! However Marketing a little outdated Reviewed on: 22nd April 2025

Applied for a loan no hassle and quick payment would...

Applied for a loan no hassle and quick payment would use again Reviewed on: 22nd April 2025

Amazing service happy to help with any issues

Amazing service happy to help with any issues Reviewed on: 22nd April 2025

Great, easy to do.

Great, easy to do. Recommend to every one Reviewed on: 22nd April 2025

I’ve had nothing but positive things to say!

I’ve had nothing but positive things to say about 118 Money during the process of my personal loan, couldn’t fault them anywhere and everything is made so quick and easy! I have already recommended 118 Money to a few people Reviewed on: 22nd April 2025

Really simple and easy.

Really simple and easy. Everyone has been very polite. Reviewed on: 22nd April 2025

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