Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Simple and quick

5
Was easy to use and understand, it was very quick to do the whole process. Reviewed on: 20th April 2026

Quick and easy to get a personal loan

5
Quick and easy to get a personal loan Reviewed on: 20th April 2026

Easy to access and easy to apply

4
Easy to access and easy to apply Reviewed on: 20th April 2026

Quick and easy

5
Quick and easy, everything you need is on the app Reviewed on: 20th April 2026

Quick and easy

5
it took just a few minutes to apply and money was in the account very quickly. I would recommend 118 118 to family snd friends Reviewed on: 20th April 2026

Nice and easy to get started once approved money was...

5
Nice and easy to get started once approved money was in my account in minutes easy process to apply Reviewed on: 20th April 2026

Fast and easy transaction and very quick response to...

5
Fast and easy transaction and very quick response to application Reviewed on: 20th April 2026

honest and easy to deal with.

5
honest and easy to deal with. I have got tow loans last 5 years form 118 money and I have no issues with them. Reviewed on: 20th April 2026

Good experience

5
Was very easy and customer was good Reviewed on: 20th April 2026

Recommend

5
I can't complain about any of my experiences with 118 easy to apply and very quick reply money sent virtually straight away definitely recommend Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products