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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Good experience

Was very easy and customer was good Reviewed on: 20th April 2026

Recommend

I can't complain about any of my experiences with 118 easy to apply and very quick reply money sent virtually straight away definitely recommend Reviewed on: 20th April 2026

Very easy to deal with.

Very easy to deal with. The application process was fast & simple. Reviewed on: 20th April 2026

I’ve goad nothing but good experiences with 118

I’ve goad nothing but good experiences with 118 Reviewed on: 20th April 2026

Easy process and same day payment- clear on repaymen...

Easy process and same day payment- clear on repayment dates and they even send reminders. App you can see all future payments and how much is left to pay Reviewed on: 20th April 2026

Very competent company to deal with

Very competent company to deal with Reviewed on: 20th April 2026

Good access to money but high rates

Good access to money when needed but they offer high interest rates. I also found it difficult via the app to navigate how to pay additional money towards my loan Reviewed on: 20th April 2026

Had really bad credit and managed to get a loan with...

Had really bad credit and managed to get a loan with you with manageable payments which has helped a lot Reviewed on: 20th April 2026

The app is easy to use, the rates on loans was fair.

The app is easy to use, the rates on loans was fair. Reviewed on: 20th April 2026

Good customer service and helpful

Been very helpful with my loan and good service Reviewed on: 20th April 2026

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