Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Very easy to deal with.

5
Very easy to deal with. The application process was fast & simple. Reviewed on: 20th April 2026

I’ve goad nothing but good experiences with 118

5
I’ve goad nothing but good experiences with 118 Reviewed on: 20th April 2026

Easy process and same day payment- clear on repaymen...

5
Easy process and same day payment- clear on repayment dates and they even send reminders. App you can see all future payments and how much is left to pay Reviewed on: 20th April 2026

Very competent company to deal with

5
Very competent company to deal with Reviewed on: 20th April 2026

Good access to money but high rates

3
Good access to money when needed but they offer high interest rates. I also found it difficult via the app to navigate how to pay additional money towards my loan Reviewed on: 20th April 2026

Had really bad credit and managed to get a loan with...

5
Had really bad credit and managed to get a loan with you with manageable payments which has helped a lot Reviewed on: 20th April 2026

The app is easy to use, the rates on loans was fair.

5
The app is easy to use, the rates on loans was fair. Reviewed on: 20th April 2026

Good customer service and helpful

5
Been very helpful with my loan and good service Reviewed on: 20th April 2026

It was a good experience with 118 118 money.

5
It was a good experience with 118 118 money. I highly recommend. Reviewed on: 20th April 2026

They were very helpful and very informative

5
They were very helpful and very informative Reviewed on: 20th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products