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118 118 Money: Personal loan reviews

4.88
Based on 4,598 reviews, last reviewed 7th May 2026
253300% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very efficient and reliable. Very efficient and reliable. Good value for money and dedicated customers care Reviewed on: 7th May 2026
Stella Y's avatar
Stella Y

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4598)

Clear explanations of what the loans entails

5
Clear explanations of what the loans entails Reviewed on: 20th April 2026

The best

5
Very friendly to talk.very helpful Reviewed on: 20th April 2026

Good Experience

3
Been positive, glad to be able to get use company Reviewed on: 20th April 2026

Quick & easy,

5
Quick & easy, money was in my account fast , would recommend Reviewed on: 20th April 2026

I was in need of a quick loan and applied to 118 11...

5
I was in need of a quick loan and applied to 118 118 filling out the questionnaire was nice and easy and I had a answer back quickly and the money was in my account with in the hour. Fantastic would use again after this one is paid Reviewed on: 20th April 2026

Apr a little high but very easy to use

4
Apr a little high but very easy to use Reviewed on: 20th April 2026

Easy to use app great custogrestmer service

5
Easy to use app great customer service Reviewed on: 20th April 2026

Very good service .

2
Very good service .l would recomened to my family and friends .Very quick service. Reviewed on: 20th April 2026

Hassle free, everything clearly explained, excellent...

5
Hassle free, everything clearly explained, excellent customer service Reviewed on: 20th April 2026

Verry verry easy use the app.

5
Verry verry easy use the app. Can see another bank accounts in the app. Reviewed on: 20th April 2026

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