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118 118 Money: Personal loan reviews

View other 118 118 Money products
4.89
Based on 1,815 reviews, last reviewed 21st Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

Had a loan and didn't realise I was paying double... Had a loan and didn't realise I was paying double back Reviewed on: 21st January 2026
Jon's avatar
Jon
Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (1815)

Overall easy and efficient to use.

5
Overall easy and efficient to use. Reviewed on: 22nd April 2025
PC's avatar
PC

Very quick and easy no problems what so ever I would...

5
Very quick and easy no problems what so ever I would highly recommend to anyone looking for a loan as not only are they amazingly easy but the interest is fair not like other charging your soul. Reviewed on: 22nd April 2025
KalEl's avatar
KalEl

Excellent

5
Excellent thanks 118118 and my y credit score has gone up Reviewed on: 22nd April 2025
Ricci m's avatar
Ricci m

Swift and efficient service

5
Swift and efficient service, everything was clear and easy to understand which makes life easier for customers Reviewed on: 22nd April 2025
Rory H's avatar
Rory H

Mr David

5
Friendly staff and good service, also helpful service. Reviewed on: 22nd April 2025
Dawid 's avatar
Dawid

Great experience.

5
Great experience. Straight forward no surprises and will answer any questions you have. Reviewed on: 22nd April 2025
Grace M's avatar
Grace M

Good service overall , no complaints

3
Good service overall , no complaints Reviewed on: 22nd April 2025
Momade S's avatar
Momade S

Fantastic and smooth and helpful

5
Fantastic and smooth and very easy Reviewed on: 22nd April 2025
Stuart b's avatar
Stuart b

Excellent Service

5
Very easy and efficient process with the funds received in no time. Very impressed. Reviewed on: 22nd April 2025
Scott F's avatar
Scott F

Easy experience and fast response.

5
Easy experience and fast response. Both times I have applied for a loan I had an incredible experience. It was quick to get a response and received the money very quickly Reviewed on: 22nd April 2025
Estiverson D's avatar
Estiverson D

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