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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

From the moment I enquired to receiving the money wa...

5
From the moment I enquired to receiving the money was very straightforward and professional Reviewed on: 20th April 2026

It has been plane sailing with anything to do with t...

5
It has been plane sailing with anything to do with the loan Reviewed on: 20th April 2026

Excellent customer service

5
Lost my job before xmas and they went above and beyond to help me get back on track Reviewed on: 20th April 2026

Happy customer

5
Fast with No hassles, easy to apply, Reviewed on: 20th April 2026

Clear explanations of what the loans entails

5
Clear explanations of what the loans entails Reviewed on: 20th April 2026

The best

5
Very friendly to talk.very helpful Reviewed on: 20th April 2026

Good Experience

3
Been positive, glad to be able to get use company Reviewed on: 20th April 2026

Quick & easy,

5
Quick & easy, money was in my account fast , would recommend Reviewed on: 20th April 2026

I was in need of a quick loan and applied to 118 11...

5
I was in need of a quick loan and applied to 118 118 filling out the questionnaire was nice and easy and I had a answer back quickly and the money was in my account with in the hour. Fantastic would use again after this one is paid Reviewed on: 20th April 2026

Apr a little high but very easy to use

4
Apr a little high but very easy to use Reviewed on: 20th April 2026

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